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Lloyds Bank Meet other Lloyds Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded


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Old 2nd July 2008, 00:55   #41 (permalink)
havinastella
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Default Re: Havinastella V Lloyds TSB

so, would this be ok to enter as damages?


By havinastella


Jogs
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Old 2nd July 2008, 03:00   #42 (permalink)
havinastella
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Default Re: Havinastella V Lloyds TSB

updated N1 with POC


By havinastella


By havinastella

Can someone check N1, POC and Damages before I file, Many thanks

Jogs
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Old 2nd July 2008, 13:27   #43 (permalink)
havinastella
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Default Re: Havinastella V Lloyds TSB

Well another letter today with just charges, I need to Issue now.

Any advice on the paperwork posted above?

Jogs
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Old 2nd July 2008, 14:17   #44 (permalink)
Ashwall
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Default Re: Havinastella V Lloyds TSB

I have also asked for an ok on this from my thread, as im good to go once its had a look over .. big thanks for your help

Noway on the more charges!

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Old 2nd July 2008, 18:53   #45 (permalink)
sea-sidelady
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Default Re: Havinastella V Lloyds TSB

The Poc and N1 are fine, but i would be dubious about the damages.

The damamges you have listed are costs. And as such may not be claimable.
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Old 3rd July 2008, 20:26   #46 (permalink)
havinastella
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Default Re: Havinastella V Lloyds TSB

HEELLLPPPPP,

I just thought of something. Does the S.A.R - (Subject Access Request) that we send now specify enough information as to what we require

1. Data Protection Act, Subject Access Request letter - List of charges

Reading the first paragraph before I Issue the Court papers, it seems that I was only requesting 'charges' and not everything held on file about me.

Should I have been more specific in what I required or Does a Subject Access Request automatically mean the Company should send everything?

Many thanks

Jogs
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Old 4th July 2008, 20:03   #47 (permalink)
havinastella
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Default Re: Havinastella V Lloyds TSB

bump

Last edited by havinastella; 4th July 2008 at 23:37.
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Old 4th July 2008, 21:03   #48 (permalink)
Ashwall
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Default Re: Havinastella V Lloyds TSB

I'd say no, the Subject Access Request we sent clearly states that all information is required, the N1 is for that breech.. Just my thoughts.
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Old 4th July 2008, 21:18   #49 (permalink)
havinastella
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Default Re: Havinastella V Lloyds TSB

I'm just double and treble checking so we don't waste that £30 hun

Jogs
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Old 7th July 2008, 11:03   #50 (permalink)
Ashwall
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Default Re: Havinastella V Lloyds TSB

Good Morning Jogs
Whats the plan? We going for it and posting today?
Its not looking like we are going to be getting the statements unless we do.. so this morning im feeling like i dont have a choice here and im being forced into doing this by Lloyds as they are defo not going to hand over the info i need to start my claim!
Honest im thinking what the hell.. im just gonna stick it in the post in the hope i will get the charges back.. if i dont at least i will get the statements sometime soon. What alternative is there

Ash
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Old 8th July 2008, 11:01   #51 (permalink)
bazaar
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Default Re: Havinastella V Lloyds TSB

You could always 'Respectfully' request that the court consider your costs within your claim. After all, if it was the council and you didnt pay council tax, they would add costs to any court summons.
Just a thought, if the judge then says 'no' at least you tried. Your costs are relevant because the bank failed in their obligations.
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Old 8th July 2008, 22:24   #52 (permalink)
havinastella
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Default Re: Havinastella V Lloyds TSB

well update,

Had a call from the Data protection Officer apologising as she has only just received the request. Apparently the

Lloyds TSB Bank PLC
Compliance Dept.
Mountbatten House
Military Road
Chatham
ME4 4JF

address is incorrect for Subject Access Request requests.

They send it to

Copy Statement Unit
Swallow House
PO Box 139
10 Swallow Street
B'Ham
BX1 1LT

which is also incorrect.

Apparently the Subject Access Request should go to an Andover Address, I'll try to find it.

Jogs
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Old 9th July 2008, 15:59   #53 (permalink)
Ashwall
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Default Re: Havinastella V Lloyds TSB

Jogs, thats rubbish they are telling you.. i sent my Subject Access Request to the Copy Statements address listed above.
In my letter from Lloyds today they say its correct dept is

DSAR Team
Customer Services
Recovery Centre
Charlton Place C57
Andover
Hampshire
SP10 1RE

Its just another time wasting delay scam from Lloyds, unless they themselves dont actually know what department it is either! Its court all the way for me they have had ample time and im done playing about.

How are you getting on? Did you post your N1? My local court excepts the charges so its down to Lloyds and if they will pay up now.. watch this space

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Old 9th July 2008, 16:16   #54 (permalink)
spidey41
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Default Re: Havinastella V Lloyds TSB

When I Requested My S.a.r From Lloyds To Check What Charges Had Been Added On They Sent My Statements Uptil The Charges Were Added Then A Load Of Blank Statements With Correct Dates On , I Cant Wait To See Them Defend This In Court
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Old 15th July 2008, 21:24   #55 (permalink)
havinastella
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Default Re: Havinastella V Lloyds TSB

right After the way I have been treated by these *&^%^%$ "£!&^%$ over the last week, N1 issued today.

It made me feel a damn site better.

Jogs
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Old 17th August 2008, 23:39   #56 (permalink)
havinastella
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Default Re: Havinastella V Lloyds TSB

So, Lloyds defence to my POC

[img=http://img230.imageshack.us/img230/7561/scan0003qg7.th.jpg]

As they have only sent copies of my charges and my LBA requested 'Everything' and as the Information Commissioners Office leaflet sets out that everything held about me should be sent, I don't think Lloyds have a leg to stand on. (HOPEFULLY)

AQ filled in and will be posted tomorrow!

JOgs

Last edited by havinastella; 17th August 2008 at 23:49.
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Old 4th September 2008, 20:55   #57 (permalink)
havinastella
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Default Re: Havinastella V Lloyds TSB

Received copy of letter sent to Lloyds TSB today.



I take it that MY claim will not be thrown out!!!!!!

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Old 4th September 2008, 21:08   #58 (