LloydsTSB CCA Request. No reply.

[Jon7]

Hi,

I have now heard from LLoyds, with the usual rubbish. Just letters and still No CCA.

http://www.imageshare.web.id/images/...c4gei99bmk.jpg

http://www.imageshare.web.id/images/...0k6q0lt39q.jpg

Regards, Jon.

[silverfox1961]

Jon, The links don't work??

[Jon7]

Now found links don't work.
Try these instead.

http://i712.photobucket.com/albums/w...40/Lloyds1.jpg
http://i712.photobucket.com/albums/w...40/Lloyds2.jpg
http://i712.photobucket.com/albums/w...40/Lloyds3.jpg

Lloyds 2 and 3 are from the same letter.

[Jon7]

Hi

Finally Lloyds sent CCA to me on the 7/06/09 ( date on letter that comes with CCA is 6/06/09). It has signatures of both lLyods and myself but is missing the date and the year of agreement.

It seems to missing terms and conditions. Also missing Any agreement for Sentinel Card Protection and payment Protection cover. These payments for Sentinel Card Protection and payment Protection cover have been paid and added on to each statement since taking out the the card with Lloyds.

Can I claim back for Sentinel Card Protection and payment Protection cover, if there is no agreement?

The so-called CCA also has a signature made by a diffident LLoyds employee on it, compared to the one the sent me at the time of taking out the card.
The one the sent me at the time of taking out the card has a LLyods signature but not mine.

I will post later.

[Jon7]

First images is what Lloyds sent on 7/06/09
http://i712.photobucket.com/albums/w...LloydsCCA1.jpg
http://i712.photobucket.com/albums/w...LloydsCCA2.jpg

Next image is one I already had but don't know from when.
http://i712.photobucket.com/albums/w...oydsCCAold.jpg

These image is yet another copy from ages ago.
http://i712.photobucket.com/albums/w...dsCCAold11.jpg
http://i712.photobucket.com/albums/w...0/LloydsC1.jpg

All the rest of recent doc's form Lloyds will be posted later.
Check out these so-called CCA's and see what you think.

regards, Jon.

[Jon7]

The so-called CCA, that Lloyds sent, Looks like a new agreement and not original. Why? Because what they sent with Image hosting, free photo sharing & video sharing at Photobucket
Image hosting, free photo sharing & video sharing at Photobucket
These docs had my original address on at time I applied, while the print out that claims to be a CCA has my current address on it and look like it was printed off computer this year (2009) and not in the year 1999..

Is this Fraud or what? Any advice most helpful? Any letter to send back to LLoyds?

[Jon7]

Sorry, what they sent to me on 7/06/09 JPG's

[Jon7]

I have now re-sent the Account in dispute back to Lloyds pointing out, that There is no date or year on docs. Docs on separate pieces when should have been on back of so-called CCA, with cancellation box( this was missing), Current terms and conditions are not original, how the so-called CAA is totally different to the copy they sent me at time I applied for the card in 2003.

And all I get back in reply is a Solicitors letter, stating i have been served with a default notice ( default notice sent while account in dispute and with no CCA issued from Lloyds). Any advice on this??
http://i712.photobucket.com/albums/w...40/LLo-Lie.jpg

[Jon7]

Also can Lloyds still charge interest on a card if cancelled?

[hunni2006]

bump