andmf Vs Lloyds TSB - AGAIN!!!!

[andmf]

After getting 4k returned to me last year I have been made redundant twice and found myself in difficulties - I was quite happily using my Lloyds account until one day they said they were going to charge me £220.00 since I was on benefits (£180 per month) at the time I opened a new account with the NatWest and had my benefits paid there. My account at the time with Lloyds was £50 over my overdraft of £200 now my account stands at minus £1100 and they are threatening to take me to court - it was only when the balance reached this that they decided not to add any more charges

My plan of action is if they do take me to court is issue a counter claim for the charges that have been applied - which in effect would give me a positive balance.

Any thoughts would be much appreciated

	What are your rights at work Follow this link to read the review of the Guide to your Rights at work, published by Lawpack

	Are you letting your bank keep your money Are you giving away thousands of pounds?? Many people aren't claiming all of the money they are entitled to when they make their bank charges claims. You have been forced to pay unfair bank charges. Have you forgotten that your bank has charged you inteest on those charges? If you are overdrawn and the bank owes you charges - then your overdraft is made up of charges - money which you bank owes you. Yet you are paying interest to the bank - on your own money!!! Follow this link to see the discussions on this. You might even double th size of your claim.