consumer forums consumerforums Total Bank Charges Returned : £16595128 to 9717 people. The Consumer Forums  
Bank Charges Refunds Survey | Bank Charges Survey Results | 'Buddy' System | Get an email address | Site Map | Registration Problems | FAQ


CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit Small Claims Court Guide CallBurner - Skype
CallRecorder Review
Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here.


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki

N.B. Please note - due to postage costs these products are only available in the U.K.



Consumer Action Group envelope labels
You are part of a community of over 185,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p





Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.


Reclaim the Right!


Sue your bank as often as you like with one Lawpack!!

With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
(England & Wales only)

CAG Forum Users Price £11.99
(click image to buy)
Plus £1 P&P



Reclaim the Right!


Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland
Read BF's Review Here




Stand up to Telephone Harassment

If you use Skype -
Record your phone calls with CallBurner
It's Hot!

Click below to download your
14 day trial copy
CallBurner
Skype CallRecorder download


Read the
Explanation and review here
£31.96 - includes 20% CAG discount
(normally £39.95)

We've managed to negotiate a discount for CAG Users on DIY 'Willpacks'


Click on the image to purchase a Wills kit - £12.99 + £1.00 pp

Remember...you can't take your reclaimed bank charges with you ;-)



Do your Internet search here



Your Internet search-box

Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road London NW11 7PE
Do your Internet search here:-

Your Internet searchbox




Come and chat with us here (NB: External site NOT affiliated with CAG)

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Are you a victim of unfair trading?
Check it out
The Consumer Protection from Unfair Trading Regs 2008
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
 
Bank Action Group Debt Action Group
 

Go Back   The Consumer Forums > The Consumer Forums
The Bank Action Group - against unlawful bank charges
> Lloyds Bank

Lloyds Bank Meet other Lloyds Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

Reply
 
LinkBack Thread Tools
Old 20th July 2008, 20:35   #1 (permalink)
monkeymagic717
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jul 2007
Posts: 91
monkeymagic717 Novitiate
Default My fiance's best mate vs Lloyds

Hello all,

I sent a letter on behalf of my girlfriends best friend trying to claim these charges back, the first letter has been received from Lloyds listing the charges since 2002. Which of these various charges to the account do I claim back for her?

Regards

MM
monkeymagic717 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 20th July 2008, 22:07   #2 (permalink)
Michael Browne
Platinum Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Apr 2006
Posts: 11,321
Michael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne Authoritative
Default Re: My fiance's best mate vs Lloyds

Below are Lloyd's various descriptions of reclaimable charges
Quote:
Description of Charges

Overdraft Excess Fee
Overdraft Usage Fee
Returned Cheques
Unauthorised Borrowing Fee
Unpaid Cheque
Unpaid DDM
Unpaid Direct Debits
Unpaid Items
Unpaid Personal Loan
Unpaid Standing Orders
Unpaid/Returned direct debit
Michael Browne is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 23rd July 2008, 19:16   #3 (permalink)
monkeymagic717
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jul 2007
Posts: 91
monkeymagic717 Novitiate
Default Re: My fiance's best mate vs Lloyds

Cheers for that, I read today that those who wish to claim financial hardship are making their claims quicker... is that correct? If so, how can that be done?
monkeymagic717 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 27th July 2008, 19:04   #4 (permalink)
monkeymagic717
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jul 2007
Posts: 91
monkeymagic717 Novitiate
Default Re: My fiance's best mate vs Lloyds

Help with the second letter would be appreciated also
monkeymagic717 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 27th July 2008, 19:14   #5 (permalink)
maroondevo52
Site Team
 
maroondevo52's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jun 2006
Posts: 4,162
maroondevo52 Authoritativemaroondevo52 Authoritativemaroondevo52 Authoritativemaroondevo52 Authoritativemaroondevo52 Authoritativemaroondevo52 Authoritativemaroondevo52 Authoritativemaroondevo52 Authoritativemaroondevo52 Authoritativemaroondevo52 Authoritativemaroondevo52 Authoritative
Default Re: My fiance's best mate vs Lloyds

Hi, MM.

Claiming Hardship is very difficult, I'll have a look for more info.

Here's the step-by-step, you'll find all letters in there....

Example Step-By-Step Instructions - Now updated to reflect the OFT court judgment


Regards.

Scott.
__________________
Any advice I give is honest and in good faith.
If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.
Help keep it up and active, helping people like you.

Bank of Scotland ( Business Account ) Small Claim.
Total: £1,027.70 Settled in Full.(October 2006)

Capital One Bank (Europe) plc Summary Cause Claim.
Total : £1,111,94: Settled in Full. (February 2007)

Bank of Scotland (Business Account) Summary Cause.
Total: £1,051.60. Settled in Full (April 2007)

Bank of Scotland (Business Account) FOS Claim.
Total: £4,945.00. Settled in Full (March 2008.
maroondevo52 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Reply



Thread Tools


Similar Threads
Thread Thread Starter The Consumer Forums Replies Last Post
kevs mate v lloyds kev2b3 Lloyds Bank 1 16th June 2007 09:12
My Mate vs Lloyds KeefG Lloyds Bank 2 30th May 2007 12:43
My Mate 'v' Lloyds TSB jowalshy Lloyds Bank 12 2nd May 2007 17:57
My mate -v- Lloyds TSB bailey54 Lloyds Bank 0 23rd April 2007 19:47
Helping a mate out. Spearmint General 2 13th December 2006 09:55




Do your Internet search here:
UK Web Image



The Consumer Action Group and The Bank Action Group are registered trademarks
Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road, London, NW11 7PE

Search Engine Friendly URLs by vBSEO 3.0.0 RC6 © 2006, Crawlability, Inc.