Have you been defaulted for bank charges? Prepare to take action

[BankFodder]

http://www.consumeractiongroup.co.uk...reference.html

and

http://www.consumeractiongroup.co.uk...php?f=84&a=128

You should start dealing with this now.
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[lavampa]

I don't know why but after six months that I have nevere used my english account lloyd sent to me a letter where i was forced to pay an amount of about 250 pounds....Is it possible?

[foolishgirl]

Depends on the type of account you opened - some charge you a fee for the privilege of banking with them. Can you be more specific?

[lavampa]

I Thought since some days ago that i opened a classic account with lloyds bank but i discovered that i have a silver account and how can i know they will be charge you 7.5 pounds a month for the account and 3.99 pounds a month for overdraft limit......So i left london in december and before my leaving I wanted to take the residual money i had...so my account wolud be at 0...but they talked to me thatoi a transaction with skype arrived later and i was in overdraft of 8 pounds.
But the problem is....how could I know tha i have a silver account?....Why did they send to me a letter only th 21 of may to tell me that I had to pay about 200 pounds of overdraft fees....Is it possible according to you...?Are they kidding me?...thanks for help

	Are you letting your bank keep your money Are you giving away thousands of pounds?? Many people aren't claiming all of the money they are entitled to when they make their bank charges claims. You have been forced to pay unfair bank charges. Have you forgotten that your bank has charged you inteest on those charges? If you are overdrawn and the bank owes you charges - then your overdraft is made up of charges - money which you bank owes you. Yet you are paying interest to the bank - on your own money!!! Follow this link to see the discussions on this. You might even double th size of your claim.

[foolishgirl]

I think you need to start a new thread on this - you're in danger of hijacking BankFodder's.
Go to the Lloyds Bank forum main page http://www.consumeractiongroup.co.uk/forum/lloyds-bank/ & click New Thread button at the LH top of the comments.
You'll get a better chance of the right response from more people & I'll track your posts from there

[selenalondon]

Please help...
I recieved a letter from Lloyds sayint that they are going to charge me for 20£ unplanned overdraft. They said: £15 monthy fee and every day £6 ( 4 days).
I wrote them a letter saying that this is not fair (templates letter).
Today I got a reply saing that they are not going to cancel fees and when I opened current account with them i signed terms and conditions...
Please advise how what to do now...
I am lost!
regards, Elena

	Are you letting your bank keep your money Are you giving away thousands of pounds?? Many people aren't claiming all of the money they are entitled to when they make their bank charges claims. You have been forced to pay unfair bank charges. Have you forgotten that your bank has charged you inteest on those charges? If you are overdrawn and the bank owes you charges - then your overdraft is made up of charges - money which you bank owes you. Yet you are paying interest to the bank - on your own money!!! Follow this link to see the discussions on this. You might even double th size of your claim.