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Go Back   The Consumer Forums > The Consumer Forums
The Bank Action Group - against unlawful bank charges
> Lloyds Bank

Lloyds Bank Meet other Lloyds Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded


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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
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Old 10th March 2006, 12:30   #1 (permalink)
ROBBO
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Watch out, there are Claims Touts about!

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Default newbie question

Hello i`m a newbie to this site and i`m acting for my Daughter who has been put in serious trouble due to excessive bank charges .
I wrote to the chief exec of Lloyds requesting that these charges be stopped and that she should be refunded for all previous charges

At the time i didn`t know we could claim back six yrs .nor did i threaten legal action .Athough i always knew that i would use this option if i had to (luckily for me i was directed to this site via a newspaper artical)

Anyway he passed the letter to their so called customer care team and they have written to my daughter saying they would stop this months charges of £150
and offering a a partial refund on previous charges which i think isn`t a bad result but still nowhere near the amount they have taken off her over the yrs

So thanks to this site we are going for the full amount .I dont know the final figure yet i am writting asking for back copies of statements ,

i have a question which i hope someone can help me with i have read the rules of engagement and it tells me i should accept this partial refund and tell themi will be pursuing them for the full amount but i was under the impression that one should never accept the first offer in any negotiations
why does that rule not apply in this case ?
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Old 10th March 2006, 12:40   #2 (permalink)
BankFodder
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Accept whatever they offer you if there are no conditions attached.
If they say that by accepting the money you agree not to contest the rest then you know what to say (not in front of your daughter, of course).
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Old 10th March 2006, 13:49   #3 (permalink)
ROBBO
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Great thank you for your speedy reply I will keep you posted .
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