MyBruv v Lloyds

missezy · 22nd July 2007, 17:51

Hi all, I've been using the help on this forum for a while, but this is my first posting.

Situation so far (briefly).....

Applied to Lloyds TSB for my Bruv, £3,212.50
Had standard replys to which I replied.
Sent LBA
Got standard letter and £750 in bank.
Took as part payment only (used template letter)
Gave extra 10 days for settlement before going to court
Today.....filling in court form.

A couple(few) of questions:

I am sending in application for exemption (EX160) with the claim form as my brother receives Jobseekers.....so am I right in putting 'nil' in the court costs box on N1?

Am I right in sending 3 x claim forms, 2 x schedules + EX160. Is there anything else. Do I need to send proof of Jobseekers at this point? Do I need to include covering letter?

I hope my brother appreciates me!

PeterAnderson · 22nd July 2007, 18:58

I am fairly certain that the answer lays in the Step-by-Step guide in Wiki here

Best of luck

missezy · 22nd July 2007, 19:48

Thanks, found the info on forms and shedule, both x 3. Can't find info on EX160 and court costs bit. I'll keep looking, hopefully I will find or some one else will help out here!

missezy · 23rd July 2007, 11:35

Oooohhhh! The more I read the more confused I become. I'm sorry, I have another question................

Lloyds paid £750 into my brothers account, I wrote and said no thanks, take it back etc.

Do I have to deduct this £750 from the court claim?

In some ways I wish I hadn't started this reclaiming business for my brother!

BARTY · 23rd July 2007, 12:13

Hi
Yes deduct it from the Court claim, you need to put it as a minus figure on your spreadsheet.
Good luck, let us know how you get on.
Barty

broke dave · 23rd July 2007, 12:21

I hope your brother is going to treat you when you win back his money

missezy · 23rd July 2007, 18:02

Thanks Barty.......... I wish was possible to have saved the court forms as I now have to re-type it all, but at least I won't have submitted it incorrectly.

Still no aswer about whether I include court costs if my brother is claiming exemption.

This is scary stuff!

PS.......... Thanks Broke Dave. Fingers crossed, if this all goes through I might be lucky enough to get a packet of polo's from my ungrateful brother!!

missezy · 23rd July 2007, 20:25

Having 2nd thoughts. Should I go down the FOS route rather than the court? Can anyone give reasoning for either?

nicsussex · 23rd July 2007, 20:30

Personally I would go down the court route it really is not that tricky and LTSB are entirely predictable - have a good read around some of the success stories and you will find out how they work.

Also would help if you stuck to the one thread

missezy · 23rd July 2007, 23:58

OOOOPPPPs! Sorry. thought the cambridge question should be separate to questions re court form.....bear with me, I'm new to this. Don't mean to offend or cause confusion. I'm new to this!

CAG Products - We think that these will help you to make your claim or Reclaim your Right These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit	Small Claims Court Guide New Edition	CallBurner - Skype CallRecorder Review	Last Will & Testament Kit	Fight a Motoring Ticket

Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here
UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki N.B. Please note - due to postage costs these products are only available in the U.K.