CCJ Removal: Have you had any success?

[10,000,000]

Hi,

I've begun my action against the banks and credit companies to remove my defaults and I'm now attempting to remove my CCJ's after discovering this forum. I'm amazed by the wealth of good advice and experience offered here.

I was wandering if anyone here has used the reasons stated at this link to get their judgements removed:

Removal of CCJ's - Valid reasons to have your judgements set aside

I have 2 CCJ's that I have paid and settled and was about to get them registered as satisfied when I found the above web page. However, when I looked on the Court Service web site they said to only use the N422 form to get your judgement set aside if you dispute the original judgement, which in my case was made by default as I did not respond [I was living in denial of my debts], and have since paid it.

Has anyone had any success using this method of removing judgements and have I left it too late?

Your advice is much appreciated!

[kennythecelt]

bump!............

[payingonlyencouragesthem]

If you never acknowledged the court papers and didn't turn up in court you could have them set aside on the grounds that you were never served the paperwork. You are in a very strong position because if you have paid the creditors they are unlikely to go to the bother of challenging a set aside.

[10,000,000]

Thanks for your advice.

What does "bump" mean and why would someone post it?

[meg&mog]

hi 10,000

People put bump to get their thread to the top of the list in the hope someone with good advice is around to see it

hope that helps

[Josie8]

Originally Posted by 10,000,000

Thanks for your advice.

What does "bump" mean and why would someone post it?

bump is just someones way of putting your post in the new post section again where hopefully somebody who can help will see it.