charging order and i haven't done anything wrong!not even had redetermination hearing!pls help

lilyboo · 30th July 2008, 21:04

hi everyone, i firstly hope i have posted this in the correct place, this is my first post so sorry if i haven't! i am hoping someone can help me out with a little problem i have:
i have just opened the mail (yes it comes at lunchtime here!) and had 2 separte letters from the court.
1) saying theyhave cancelled our redetermination hearing for next week.
2) Stating they are placing a charging order on our home court hearing the 16th sept 2008.

bit of background info for those who dont know! i have several debts 4 infact with egg, 2xloans and 2xcards, one set in my name and one set in hubbys. Also have a handful of much smaller debts with other companies which we are rapidly clearing! one cc debt with egg ( not the biggest debt we have with them-i might add!)was passed to their solicitors drydens and they have been awful ever since ignored us completly and demanded a payment of £1000 pcm ( i think) or they would go for a ccj! obviously we couldnt afford that so ccj was issued. they once again ignored our soa and other debts and went for £4?? a month which we than asked for a redermination as we couldn't pay that amount. Redermination was booked for next week.
in the mean time asked for a cca which both egg and drydens have provided( so no luck there!)

i have spoke to cccs and they said there is nothing i can do but defend it if i wish (on the grounds its my hubbys debt and house is in both names so not fair on me!).

i thought they couldnt do this i thought i had to default on the ccj to get a charging order?

murphy26 · 30th July 2008, 21:42

This is worrying - some one will probably advise - so try not to panic.
Drydens is the same company I am dealing with and they gave me three working days (read my posts) so I am not sure what to do either - hoping for some help.

fermi · 31st July 2008, 11:45

Obviously the case "Mercantile Credit v Ellis" has a bearing when an instalment order has been made and kept to, but does that have any relevance here?

Anyone?

lilyboo · 1st August 2008, 20:03

bumpety bump!!

lilyboo · 10th August 2008, 23:15

anyone???

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