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Legal Issues Advice and guidance on dealing with court action by a creditor


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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

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Old 24th July 2008, 05:20   #1 (permalink)
debtdebtdebt
Basic Account Customer
 
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Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: May 2008
Posts: 41
debtdebtdebt Novitiate
Angry CCJ old but still there....

Can anyone please advise on CCJ's, had one served 2004 on default of Credit Agreement - the debt was sold to Aktiv Kapital (UK) Ltd?
Recent review on credit history shows it as not satisfied:o...but it is!

I called court and asked what to do, they sent me a form N443 Application for a certificate of satisfaction/cancellation
Why do I need this - the debt is paid in full years ago.
Do courts not register this material fact..?
Will it actually have any effect long after the event if I do or dont do this?

I also understand if paid within 1 month the judgement its wiped & record removed and considered void is that true?
Will it still leave a footprint in my credit history of this if wiped and is it worth doing?

I have letters from Akiv Kapital (dated long after the court case) to confirm satisfied & paid in full, I do recall after many many many requests
What documents are required by the court to show this was completed within 1 month?

Thanks
debtdebtdebt
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Old 25th July 2008, 13:17   #2 (permalink)
old_andrew2007
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Default Re: CCJ old but still there....

Bump
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Old 25th July 2008, 13:43   #3 (permalink)
letsmakeamark
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Watch out, there are Claims Touts about!

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Join Date: Jul 2008
Posts: 350
letsmakeamark Novitiate
Default Re: CCJ old but still there....

You need to send the attached form to the court who will issue you with a cert of satisfaction. Also enclose a copy of aktiv letter with it as proof.
Attached Files
File Type: pdf n441_0406.pdf (465.0 KB, 2 views)
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