Consumer Action Group envelope labels
You are part of a community of over 195,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
 Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p
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Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road
London
NW11 7PE
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Are you being threatened over debts more than 6 years old?
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The Consumer Protection from Unfair Trading Regs 2008 Have you been defaulted?
Would you like to clean up your credit file?
Check it out
| | | | | | | Legal Issues Advice and guidance on dealing with court action by a creditor | Welcome to The Consumer Action Group
and
The Bank Action Group
Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund.
You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed.
To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.
Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges. We strongly suggest that you register under a UserID and not your own name |  | 
22nd July 2008, 19:46
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#5 (permalink)
| | Basic Account Customer |  Re: Is this an enforcable Agreement - HELP
Well I'm still waiting for mine they have now 9 days and counting still nothing and hopefully wont be, and from what I can make out it looks like a bad photocopy that they just run off when they want, anyways my point is there is no signature on it nothing, by nothing I mean no creditor signature, your signature, no date, no reference number, no agreement number nothing, so yes it looks to me like it's unenforcable, but see what other people on here say, I think someone with the experience will help you out, but yes write back and tell them they have not complied with your request, it might also be an idea to send a S.A.R to the original creditor and see what happens with them. | 
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22nd July 2008, 23:20
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#8 (permalink)
| | Site Team | Re: Is this an enforcable Agreement - HELP
Can i have one of those credit agreements please 
No Prescribed terms
No term stating the Credit Limit
No term stating the rate of interest
No term stating how the debtor can discharge their obligations IE repayments
IT SUCKS
__________________
........
Currently due to work commitments i am unavailable and will not be able to reply to any requests for assistance.
I expect to be off-line for the next month or so at least
PLEASE DO NOT PRIVATE MESSAGE ME AND THEN WAIT FOR A REPLY, ESPECIALLY IF YOU NEED URGENT HELP AS YOU MAY NOT GET A REPLY IN TIME
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Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road,
London,
NW11 7PE
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