GoAllTheWay -v- IF

goalltheway · 21st November 2006, 00:51

Hi I would like to let you all know that my LBA to IF has been posted. Now I'll sit and wait for them to reply.

20/11/2006 LBA sent

Rooster-UK · 21st November 2006, 01:07

Hi Goalltheway, welcome to the forum.

While you're waiting for your account info to arrive, I suggest a little light reading to while away the hours.
Spend at least a couple of days reading the FAQs and the step by step guide in the library section. That will answer most of your questions.

Good luck with your claim.

goalltheway · 5th December 2006, 23:53

Well, well, well, it's been 14 days since I posted my LBA to IF and surprise surprise I've had no reply from them. It's time for the next stage, N1 form. Someone wish me luck

Rooster-UK · 6th December 2006, 02:16

Hi Goaltheway. Just make sure that you follow the correct procedures you will be OK.

Regards, Rooster.

goalltheway · 6th December 2006, 02:33

Rooster, I started filling inthe MCOL and copied and pasted the template letter for the particulars of claim, however this was more than the 1080 characters permitted. Will it be OK anyway?

goalltheway · 10th December 2006, 20:38

Hi
can anyone help?

I tried cutting and pasting the particulars of claim into the N1 form but I exceeded the max allowed characters (1080). I really don't know which info I can leave out before submitting it to the courts.

Any ideas?

Michael Browne · 10th December 2006, 20:45

If you're using N1 use these POC's
4. Particulars of claim - N1 - updated version now available

If you're using MCOL use these
5. Money Claim On-Line (MCOL) Particulars of Claim

goalltheway · 10th December 2006, 21:11

Cheers Michael I think I'll use the MCOL. Will there be anything else I'll have to add to this, ie the exact dates my account was debited and the amount stolen by the bank?

Michael Browne · 10th December 2006, 22:10

Quote:

Will there be anything else I'll have to add to this, ie the exact dates my account was debited

No, just replace the a/c no, dates and amount claimed etc in the POC's with your own details.

After filing send 2 copies of your schedule of charges, clearly marked with your claim no. + a brief covering letter asking for them to be filed with your claim to:

The Court Manager,
Money Claim Online
Northampton County Court
21-27 St. Katharine's Street
Northampton
NN1 2LH

Quote:

Dear Sir/Madam

(Your Name) –v- (Bank)
Claim No: ********
Date Issued: xx/xx/xx

Please find enclosed a schedule of penalty charges taken from me by the defendant, along with interest claimed at the annual rate of 8% pursuant to section 69 of the County Court Act. The interest in addition to the amount in charges equates to the total amount of my claim, namely £(AMOUNT).

I respectfully request that the enclosed schedule should be attached to the particulars of my claim.
Yours sincerely,

Wait until you receive the Notice of Acknowledgement from the court and then send a copy to the bank’s solicitors, since they are the ones who will now be dealing with your claim

Quote:

Dear Sir,

(Your Name) -v- (Bank)
Claim No: ********
Date Issued: xx/xx/xx

Please find enclosed a copy of my schedule of charges relating to the above claim.

Yours sincerely,

goalltheway · 12th December 2006, 17:50

Michael

You have been extreamly helpful.
You have made it very clear as to what needs to be done. I will now go ahead with the MCOL form.

Thanks

goalltheway · 12th December 2006, 22:59

I have just completed my claim form against "Intelligent" Finance and submitted it to the court. Lets see how long it takes to get a reply from them now.
I have also got my schedule of charges in an envelop redy to be sent to the court.

20/11/2006 LBA sent. NO REPLY form IF
12/12/2006 MCOL

goalltheway · 19th December 2006, 11:25

Hi all
I have submitted my MCOL to the courts and received the Notice of Issue. I now need to send a copy of my schedule of charges to the banks solicitors but I'm not sure of the address. Can anyone help, please?

orfoster · 19th December 2006, 11:27

Do you know the company they are going to use? I would just send the spreadsheets into MCOL and address them to the court manager, they will get forwarded onto the right people that way.

goalltheway · 19th December 2006, 11:31

No I don't know the company but I sent a copy to the court. One of the instructions I received from another user was to wait until I received the Notice of Acknowledgement from the court and then send a copy of the charges to the bank. Should I have sent two copies to the court?

goalltheway · 19th December 2006, 11:43

Wait until you receive the Notice of Acknowledgement from the court and then send a copy to the bank’s solicitors, since they are the ones who will now be dealing with your claim
Quote:
Dear Sir,

(Your Name) -v- (Bank)
Claim No: ********
Date Issued: xx/xx/xx

Please find enclosed a copy of my schedule of charges relating to the above claim.

Yours sincerely,

Hi all
I have submitted my MCOL to the courts and received the Notice of Issue. I now need to send a copy of my schedule of charges to the banks solicitors, as instructed above, but I'm not sure of the address. Can anyone help, please?

orfoster · 19th December 2006, 11:44

You haven't been asked to do it yet so there isn't a need. I wouldn't panic about it. I didn't send anything in when i used MCOL all three times. They will ask for something if its needed. I would wait till they acknowledge so then you will know who it is you are dealing with.

orfoster · 19th December 2006, 11:48

Can you try and stick to the same thread as from this one i haven't had the full story so i can't help you the best way and you will confuse yourself and that way we can all see your full story.

Cheers

goalltheway · 19th December 2006, 11:50

Cheers for that. I will sit back and wait.

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