consumer forums consumerforums Total Bank Charges Returned : £16595128 to 9717 people. The Consumer Forums  
Bank Charges Refunds Survey | 'Buddy' System | Get an email address | Site Map | Registration Problems | FAQ
CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit Small Claims Court Guide
**New Edition**
CallBurner - Skype
CallRecorder Review
Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki

N.B. Please note - due to postage costs these products are only available in the U.K.



Consumer Action Group envelope labels
You are part of a community of over 195,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p





Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.


Reclaim the Right!


Sue your bank as often as you like with one Lawpack!!

With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
(England & Wales only)

CAG Forum Users Price £11.99
(click image to buy)
Plus £1 P&P



Reclaim the Right!


New Edition
Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland
Read BF's Review Here




Stand up to Telephone Harassment

If you use Skype -
Record your phone calls with CallBurner
It's Hot!

Click below to download your
14 day trial copy
CallBurner
Skype CallRecorder download


Read the
Explanation and review here
£31.96 - includes 20% CAG discount
(normally £39.95)

We've managed to negotiate a discount for CAG Users on DIY 'Willpacks'


Click on the image to purchase a Wills kit - £12.99 + £1.00 pp

Remember...you can't take your reclaimed bank charges with you ;-)



Do your Internet search here



Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road London NW11 7PE
Do your Internet search here:-

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Are you a victim of unfair trading?
Check it out
The Consumer Protection from Unfair Trading Regs 2008
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
 
Bank Action Group Debt Action Group
 

Go Back   The Consumer Forums > The Consumer Review Centre
Consumer Reviews
> Insurance Reviews - Write a review here

Insurance Reviews - Write a review here Have you bought Insurance or had to make a claim? Would you like to recommend it - or warn others about it.
Car, Household, travel, breakdown, building, life insurance. Whatever
Write your review here.


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

Comment
 
LinkBack Article Tools
Norwich Union household insurance
Published by reallymadwoman
29th July 2007
Default Norwich Union household insurance

Hi all,
In January I had a brand new kitchen complete with lovely laminate flooring. Three months later we noticed that the flooring was starting to resemble a mountain range so started looking for a leak which was eventually traced to the dishwasher. It had obviously been going on for some time and had damaged three units as well as the floor. I phoned Norwich Union who completed details on the spot and told me a company called Asprea would be in touch.
This company called the same day (Friday) and arranged for the surveyor to call on the following Tuesday afternoon, after 1 pm as I wouldn't be home until then. I therefore really rushed to get home in time only to find the surveyor had arrived at 12 and the card he left had an incorrect phone number on.
Through the head office I arranged a second visit for the following Friday, which was cancelled because the surveyor was ill, and rebooked for the Tuesday. He did turn up that time, took all the details and said the builder would be in touch. I enquired about using the builder who had originally fitted the kitchen but was told I would have to pay up front and then get the money back and as the damage was in four figures, I couldn't afford to do it.
The builder phoned early on the Friday morning (now 2 weeks since I claimed) and came out the same day, but couldn't start work immediately as we were going on holiday the day after. He phoned again the day we got back and arranged to start work the following Monday. I was at work when the job was 'finished' on the Tuesday, but was on the phone to Asprea immediately I got home with a list of 12 faults, the most serious of which was that the laminate flooring had been put down so that grout lines didn't match and it didn't go far enough into the doorway so there was an inch and a half gap when the door was closed.
The manager of the building firm came out the following Tuesday and agreed all the necessary remedial work which was booked for the Thursday and Friday of the following week, and has now been completed to our satisfaction.
The point of this is that the whole process took 8 weeks, and even allowing for our holiday, this is ridiculous for such a small and relatively simple claim. I dread to think how long 'proper' flood claims are going to take! Also the standard of the original work was simply not good enough and I can't believe the workmen ever thought it could be acceptable, and it wasn't because they were in a hurry! The whole kitchen only took a week and a half to do in January, but they took two days just to replace a tiny bit, then another two days to do most of it again.
Even now, the flooring particularly is not quite right and certainly hasn't been laid as well as it was originally but I just can't face the disruption of emptying the kitchen yet again. I know, because I asked at the time, that my builder would have been able to do the work straight away (and I would have given them a key to do it whilst we were on holiday) and it would have been done properly first time. I also know now that they would have waited a month for payment if necessary, but there would still have been no guarantee of getting the money out of Norwich Union that quickly.
The moral of this story - Norwich Union customer service excellent, Asprea not so good, particularly at keeping appointments, the builders I wouldn't ever allow in my home again.
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Comment



Article Tools


Similar Threads
Article Article Starter Category Comments Last Post
Norwich Union and the FSO shurl Welcome to the Consumer Forums 8 1st March 2008 19:11
Norwich Union charlie_d Insurance/Assurance Companies 18 29th January 2008 10:31
Norwich Union Car Insurance Letdown Miss Roberts Welcome to the Consumer Forums 3 7th May 2007 14:02
Norwich union "accidental damage" insurance calconnor66 Insurance/Assurance Companies 3 8th April 2007 13:50
Norwich Union car insurance Nightmare - Need Help embo Insurance/Assurance Companies 2 1st November 2006 13:32



Article powered by GARS 2.1.8m ©2005-2006


Do your Internet search here:

The Consumer Action Group and The Bank Action Group are registered trademarks
Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road, London, NW11 7PE

Search Engine Friendly URLs by vBSEO 3.0.0 RC6 © 2006, Crawlability, Inc.