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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

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Old 18th April 2007, 19:44   #1 (permalink)
Redstar7
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Posts: 34
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Angry Company Ignored right to cancel

Hi, what can i do and (has anyone been here) to get my money back from the insurance company for a policy which i attempted to cancel within the 14 day window the contract allows?

The policy is for travlling cover for one person and i had not travelled before i attempted to cancel it.

Any feedbcak would be appreciated, is this just £56 down the drain and how can thet ignore me when i attempt to cancel? they can' do this surely?

edit: i attempted to cancel becausei realised the policy did not cover me anyway,ridiculous, i consider this a misrepresentation advertising on thier website? can i make a case for this too.
Cheers
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Old 18th April 2007, 20:25   #2 (permalink)
DARKNOIZ
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Default Re: Company Ignored right to cancel

Quote:
Originally Posted by Redstar7 View Post
Hi, what can i do and (has anyone been here) to get my money back from the insurance company for a policy which i attempted to cancel within the 14 day window the contract allows?

The policy is for travlling cover for one person and i had not travelled before i attempted to cancel it.

Any feedbcak would be appreciated, is this just £56 down the drain and how can thet ignore me when i attempt to cancel? they can' do this surely?

edit: i attempted to cancel becausei realised the policy did not cover me anyway,ridiculous, i consider this a misrepresentation advertising on thier website? can i make a case for this too.
Cheers

Was it single trip or multi trip?

Had the date of travel specified to the insurer passed?

Which Insurer / Broker did you use?

Is the 'redstar' a clue to the company

Darkoiz
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Old 22nd April 2007, 11:23   #3 (permalink)
Redstar7
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Thumbs down Re: Company Ignored right to cancel

hi THIS WAS FOR A SINGLE TRIP
EXCLUDING US/CANADA
and the date of travel had NOT yet passed yet.
I used the company sta travel and their inhouse travel insurer "blue" but i didn't realise if i used them that i was only covered if i booked through sta, which i wasn't! hence the need on my part to cancel
when i booked this fact of the terms and conditions was not clearly evident.
i sent an email to them but no reply and they still have my money, now what?
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Old 22nd April 2007, 12:36   #4 (permalink)
DARKNOIZ
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DARKNOIZ Novitiate
Default Re: Company Ignored right to cancel

Quote:
Originally Posted by Redstar7 View Post
hi THIS WAS FOR A SINGLE TRIP
EXCLUDING US/CANADA
and the date of travel had NOT yet passed yet.
I used the company sta travel and their inhouse travel insurer "blue" but i didn't realise if i used them that i was only covered if i booked through sta, which i wasn't! hence the need on my part to cancel
when i booked this fact of the terms and conditions was not clearly evident.
i sent an email to them but no reply and they still have my money, now what?
When you buy travel insurance from a travel agent they are not regulated by the FSA, hence the agravation, will look into on Monday (I work for an insurance broker that specialises in travel and non standard insurances), will speak to the Travel centre manager to see the routes you have for receourse, will update then!
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Old 22nd April 2007, 20:43   #5 (permalink)
MrMatteh
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Default Re: Company Ignored right to cancel

The fun of travel insurance! OH how much I love doing the Norwich Union Travel Insurance claims! :P
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