Admiral insurance claim - Please Help!

[Maxwell80]

Admiral sent me a default notice requesting for the remaining balance to be paid by 02/04/07. I was away and I never received the letter until I came home on 07/04/07. They never called me and now they have said my insurance has been cancelled.

I was involved in an accident on 08/04/07 as a result of a third-party crashing in the back of my car at a roundabout. I called the police and they confirmed it wasn't my fault. I also have witnesses as well. The police gave me a reference number and told me to contact my insurance company.

I called them today and spoke to a manager who said they would reinstate my insurance if I pay the balance today. I agreed and they asked me about any accidents in the last week and I told them. The manager said my claim would not be covered and they will not be insuring me

My car is worth £5000 and it might be a write-off. Should I make a complaint to Admirals chairman? And is it possible to contact the third-party insurance company directly? If this is not possible, what other options do I have?

Please help

Thanks

[craigwalton]

You can contact the third party Insurer direct.

Put this in your letter


I refer to an accident that occured between myself and ***** on [date].

The circumstances of the accident are that your Insured drove into the back of me at the mini roundabout situated on ****.

I hold your Insured fully responsible for the collision, and will be recovering my uninsured losses from yourself.

**DELETE WHAT IS NOT APPLICABLE FOR THE FOLLOWING**

I enclose an estimate to repair my vehicle for £xxx.xx, and would appreciate authorisation to proceed. The vehicle is available for inspection at *****. I also enclose an invoice for £xx.xx for hire charges. I have had to hire a vehicle, costs of which are still ongoing, but the rate of the hire is £xx a day/week, commencing **/**/2007.

I look forward to hearing from you with admission of liability and proposals for settlement.



Good Luck

[Maxwell80]

Many thanks for your help Craig

[xrchris]

If you have the third party insurer info you can make the initial contact by telephone as many now agree/permit you to use their own approved repairers and will even provide a courtesy car in some instances.

[Maxwell80]

Thanks for the info xrchris