consumer forums consumerforums Total Bank Charges Returned : £16595128 to 9717 people. The Consumer Forums  
Bank Charges Refunds Survey | 'Buddy' System | Get an email address | Site Map | Registration Problems | FAQ
CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit Small Claims Court Guide
**New Edition**
CallBurner - Skype
CallRecorder Review
Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki

N.B. Please note - due to postage costs these products are only available in the U.K.



Consumer Action Group envelope labels
You are part of a community of over 195,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p





Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.


Reclaim the Right!


Sue your bank as often as you like with one Lawpack!!

With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
(England & Wales only)

CAG Forum Users Price £11.99
(click image to buy)
Plus £1 P&P



Reclaim the Right!


New Edition
Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland
Read BF's Review Here




Stand up to Telephone Harassment

If you use Skype -
Record your phone calls with CallBurner
It's Hot!

Click below to download your
14 day trial copy
CallBurner
Skype CallRecorder download


Read the
Explanation and review here
£31.96 - includes 20% CAG discount
(normally £39.95)

We've managed to negotiate a discount for CAG Users on DIY 'Willpacks'


Click on the image to purchase a Wills kit - £12.99 + £1.00 pp

Remember...you can't take your reclaimed bank charges with you ;-)



Do your Internet search here



Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road London NW11 7PE
Do your Internet search here:-

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Are you a victim of unfair trading?
Check it out
The Consumer Protection from Unfair Trading Regs 2008
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
 
Bank Action Group Debt Action Group
 

Go Back   The Consumer Forums > The Consumer Forums
The Consumer Action Group
> Insurance/Assurance Companies


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

Reply
 
LinkBack Thread Tools
Old 1st April 2007, 12:17   #1 (permalink)
indebtstudent
Platinum Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jan 2007
Posts: 1,021
indebtstudent Novitiateindebtstudent Novitiate
Question A strange note with my Barclays car ins renewal

Under the heading notice to policy holders (which is mostly garbage). there is one paragraph that seems unusual and I have certainly not seena company go this far before.

"I/We agree that you and other members of the Barclays Group and thier agents will inform me/us (by letter, telephone (including automated dialling and SMS texting), computer or email) about products and services (including those of other carefully selected organisations) which may be of interest to me/us. If I/we do not wish to recieve details of pdoructs and services I/we will write to Barclays Motor Insurance. PO Box 7463, Perth, PH2 0YX quoting my/our policy number and stating whether I/we wish to opt out of recieving informaiton by mail, telephone or any other means"

This seems like a bit of a hoop to jump through just to aovid marketing mail, there is normally just a box to tick or untick. If I can find a comparable quote I'll be changing companies for this reason. Why the heck shold I send a letter to "opt out" of them sending me stuff I don't want?

Can they do this? Take no comment as a sign that you WANT to recieve marketting information?
indebtstudent is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 1st April 2007, 17:15   #2 (permalink)
xrchris
Classic Account Customer
Default Re: A strange note with my Barclays car ins renewal

I have seen both the example used by Barclays and the 'tick box' employed by various insurers and direct writers etc. It isnt that unusual.
xrchris is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 2nd April 2007, 12:25   #3 (permalink)
benjee
Basic Account Customer
 
benjee's Avatar
Talking Re: A strange note with my Barclays car ins renewal

Barclays motor insurance is underwritten by Norwich Union (the address you mention in Perth is the centre that deals with it) and when you call them the recorded message says similair. All you need to do is tell the advisor you dont want marketing information etc.

Its basically a way for them to give you information of other products that may be of interest to you from Aviva or Barclays.
With all the kerfuffle of unsolicited mail/marketing calls these days, Companies give you the option of opting in or out of such mailings.

The tick box isnt included as they are a direct centre, so you dont have forms to fill out and return to them. (unless you complete insurance online).
__________________
In Insurance, thinking "It wont happen to me" could mean you dont have the cover you want at a time when you want it! - Dont always reject a Courtesy Car or Legal because you find the cost too much! Whats more valuable? YOU or the Policy Premium?
------------------------------------------------------------------------------
Please add to my reputation if my reply was informative to you. (click the scales) Replies offered by me are not linked to anyone, and is from my own personal experience.
benjee is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 6th April 2007, 12:06   #4 (permalink)
indebtstudent
Platinum Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jan 2007
Posts: 1,021
indebtstudent Novitiateindebtstudent Novitiate
Default Re: A strange note with my Barclays car ins renewal

It doesn't list a telephone number though it says if I want to opt out I will write to such and such an address. I'm not going to renew with them anyway as my brain has just reminded me (out of the blue) that Barclays was the focus of the Whistleblower program!

Sometimes it scares me how silly I can be!!! I've found a cheaper quote but even if I hadn't I would pay a bit more for a company which I don't think treats its customers with disdain.
indebtstudent is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 6th April 2007, 19:02   #5 (permalink)
demon_x_slash
Platinum Account Customer
 
demon_x_slash's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jun 2006
Posts: 2,565
demon_x_slash Authoritativedemon_x_slash Authoritativedemon_x_slash Authoritativedemon_x_slash Authoritativedemon_x_slash Authoritativedemon_x_slash Authoritativedemon_x_slash Authoritativedemon_x_slash Authoritative
Default Re: A strange note with my Barclays car ins renewal

Err...I thought that it was now mandatory that marketing things like this have 'Opt-IN' boxes, where you have to specifically agree to receiving these communications..I shall go and ferret around...
demon_x_slash is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 6th April 2007, 19:03   #6 (permalink)
demon_x_slash
Platinum Account Customer
 
demon_x_slash's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jun 2006
Posts: 2,565
demon_x_slash Authoritativedemon_x_slash Authoritativedemon_x_slash Authoritativedemon_x_slash Authoritativedemon_x_slash Authoritativedemon_x_slash Authoritativedemon_x_slash Authoritativedemon_x_slash Authoritative
Default Re: A strange note with my Barclays car ins renewal

Hmm, almost, not quite. Damn: Prior consent does not mean opt-in | The Register
demon_x_slash is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 8th April 2007, 13:13   #7 (permalink)
indebtstudent
Platinum Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jan 2007
Posts: 1,021
indebtstudent Novitiateindebtstudent Novitiate
Default Re: A strange note with my Barclays car ins renewal

But that doesn't address my specific situation - if you don't want to recieve this you must part with the cost of a stamp.

Glad I'm going elsewhere anyway!
indebtstudent is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 9th April 2007, 08:16   #8 (permalink)
Trojan1401
Classic Account Customer
 
Trojan1401's Avatar
Default Re: A strange note with my Barclays car ins renewal

Just a thought, they already have your info so no doubt they will send you stuff anyway.

I would write to them but don't put a stamp on the envelope ! Let them pay
Trojan1401 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 9th April 2007, 11:47   #9 (permalink)
xrchris
Classic Account Customer
Default Re: A strange note with my Barclays car ins renewal

Thats exactly what i was thinking Trojan, I suppose the OP could ask for the email address of the data protection officer when next in hie local branch. Seems a lot of trouble to save the cost of a stamp though.
xrchris is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 9th April 2007, 19:32   #10 (permalink)
demon_x_slash
Platinum Account Customer
 
demon_x_slash's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jun 2006
Posts: 2,565
demon_x_slash Authoritativedemon_x_slash Authoritativedemon_x_slash Authoritativedemon_x_slash Authoritativedemon_x_slash Authoritativedemon_x_slash Authoritativedemon_x_slash Authoritativedemon_x_slash Authoritative
Default Re: A strange note with my Barclays car ins renewal

It's the principle of the thing
demon_x_slash is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Reply



Thread Tools





Do your Internet search here:

The Consumer Action Group and The Bank Action Group are registered trademarks
Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road, London, NW11 7PE

Search Engine Friendly URLs by vBSEO 3.0.0 RC6 © 2006, Crawlability, Inc.