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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

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Old 12th January 2007, 19:03   #1 (permalink)
jimbob21
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Join Date: Jan 2007
Posts: 1
jimbob21 Novitiate
Default had an car accident, need help.

ok i was going along a raod aith a 50 mph limit, there was a car infront of me, i was at a safe distance, we came upon a car on the curbe with hazards up, the front car passed him and then when i came to pass him i found the other car infront i found the car infront stopping very fast but without any brake lights, indicators and hazards up, i couldnt swerve intime and hit him at about 15 mph since i didnt notice the slowing down because tehre were no warningn signs and it was dark. after we took details i asked him why he ahd stopped.
he said his car had lost all power and we departed.
he said he wouldnt go through insurance if i payed for his repairs, he had a tiny crack in his rear bumper and i had my bonet and front bumper and grill bent and buckled.
luckily i didnt loose my lights and i was able to drive home. i had lost all hope but i have been talking with guys at work and they say i may ahve a case if his car wasnt road worthy even though i did hit him from behind.
please if anyone could offer any advise i would be most welcome!
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Old 13th January 2007, 18:26   #2 (permalink)
suecrill
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Default Re: had an car accident, need help.

hi jimbob - i am sorry i am not qualified or knowledgeable enough to answer your question however i am sure there will be someone on this site who can
if you don't get a reply soon - pm a mod or site helper for some advice
best of luck
sue
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Old 13th January 2007, 18:46   #3 (permalink)
Sidewinder
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Default Re: had an car accident, need help.

Hi Jimbob - sounds like a distressing experience but the problem with trying to blame the driver in front would be to prove that the car was unroadworthy. Whether he displayed braking signals or not it is unfortunately your responsibility to maintain a safe stopping distance and anticipate hazards ahead - you would have had to make a complaint to the police at the time of the accident.

Exactly the same happened to my wife but she wasn't given the opportunity to pay for the damage - the other driver went straight through insurance and my wife's company wouldn't even entertain the fact that the blame didn't lie with her saying that it would be impossible to prove that she wasn't driving too close or that the car in front's brake lights were defective - he could have stopped using gears or handbrake.

Sounds like this one might be have to be down to experience - thankfully nobody was hurt.
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Old 1st February 2007, 16:52   #4 (permalink)
louandgra
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louandgra Novitiate
Default Re: had an car accident, need help.

Yes I agree. Odds against you im afraid. You may well have problems proving negligence even though you may find evidence that his lights etc were faulty. The driver may have been unaware of the problem.
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Old 1st February 2007, 17:04   #5 (permalink)
Glenn UK
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Default Re: had an car accident, need help.

If the car was parked at the side of the road you would be liable, im afraid the chances are you qare liable despite your view that you werent too close.

Sorry an all that.

glenn
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