Urgent Help Needed

[alisonf]

Hello,

I was hoping some one could help me. I am not sure if I have put this in the right place but here goes...

Firstly:My partners dad was diagnosed with a grade 4 glioblastoma multiform (malignant brain tumor) he has life insurance and they are going to pay out but because the broker said he was born in 53 not 52 they are taking off £7k. But can they do this the form had his date of birth wrong but it had his age right and they took copies of his birthcertificate and his passport. If they had checked against this when they recieved the application initially should they not have picked up on it? Can I get them to pay the 7k???

Secondly: He is being hounded by banks to pay back his loans, credit cards ect I have send the letter about harrassment but he is now unable to work and can not pay them... some banks have been good and written it off others have reduced the payments but others want all the money now they nkow he is terminal...

Is there anything I can send them? To shut them up or at least be make them be reasonable?

This is now getting urgent as the more he gets upset and stressed the more ill he gets.....

[benjee]

Not sure on all of your problem, however Life Insurance is no different to Car/Home Insurance etc - it is the policyholders responsibility to check all details are correct when you receive the documents.

If any details are incorrect then you need to notify the insurer asap.
They may be within their rights and i'm sure some Companies may even refuse to pay out for incorrect information but I would take it up with them first to see how you go. At least they are offering a pay out.

Hope your father in law gets good care.