consumer forums consumerforums Total Bank Charges Returned : £16595128 to 9717 people. The Consumer Forums  
Bank Charges Refunds Survey | Bank Charges Survey Results | 'Buddy' System | Get an email address | Site Map | Registration Problems | FAQ


CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit Small Claims Court Guide CallBurner - Skype
CallRecorder Review
Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here.


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki

N.B. Please note - due to postage costs these products are only available in the U.K.



Consumer Action Group envelope labels
You are part of a community of over 185,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p





Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.


Reclaim the Right!


Sue your bank as often as you like with one Lawpack!!

With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
(England & Wales only)

CAG Forum Users Price £11.99
(click image to buy)
Plus £1 P&P



Reclaim the Right!


Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland
Read BF's Review Here




Stand up to Telephone Harassment

If you use Skype -
Record your phone calls with CallBurner
It's Hot!

Click below to download your
14 day trial copy
CallBurner
Skype CallRecorder download


Read the
Explanation and review here
£31.96 - includes 20% CAG discount
(normally £39.95)

We've managed to negotiate a discount for CAG Users on DIY 'Willpacks'


Click on the image to purchase a Wills kit - £12.99 + £1.00 pp

Remember...you can't take your reclaimed bank charges with you ;-)



Do your Internet search here



Your Internet search-box

Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road London NW11 7PE
Do your Internet search here:-

Your Internet searchbox




Come and chat with us here (NB: External site NOT affiliated with CAG)

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Are you a victim of unfair trading?
Check it out
The Consumer Protection from Unfair Trading Regs 2008
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
 
Bank Action Group Debt Action Group
 

Go Back   The Consumer Forums > The Consumer Forums
The Consumer Action Group
> Insurance/Assurance Companies


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

Reply
 
LinkBack Thread Tools
Old 15th April 2006, 11:31   #1 (permalink)
robert_harper_2000
Gold Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Mar 2006
Posts: 647
robert_harper_2000 Novitiate
Default Nationwide contents insurance

Wasn't sure which section as it's Nationwide but it's also insurance. Anyway I wanted to know if any knew how to complain.

I've had contents insurance for 4 years no claims, TV mucked up and called insurance up promised new TV (minus £50 excess) by tuesday.

Problem 1: Courier lost the TV, although only told this after I phoned a second time later in the day. I had called earlier but they lied and said everything is fine. By the time I had called again and was told the truth - it was too late to send out the TV on that day. Delayed till Saturday.

Problem 2: No TV this time courier made a mistake entered the wrong code somewhere. TV won't be till tuesday - apparently.

This has cost time and effort - on phones calls countless and they have lied and just don't care. I will be cancelling insurance as soon as I get my TV.

What can I do, do I have any rights for compensation for the time and calls etc?

Many thanks
__________________
Help me to help others!
robert_harper_2000 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 16th April 2006, 18:45   #2 (permalink)
Loula
Classic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Mar 2006
Posts: 372
Loula Novitiate
Default Re: Nationwide contents insurance

Hi Robert!

You say courier. Who is the Insurance company - Nationwide will have a panel of insurers they use? Did they put you in touch with a shop or company which deals with their claims and provides like for like replacements?

I think it may not be the insurance company to complain to, but if you can give some more info, I would be grateful.

LOULA
Loula is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 18th April 2006, 16:12   #3 (permalink)
robert_harper_2000
Gold Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Mar 2006
Posts: 647
robert_harper_2000 Novitiate
Default Re: Nationwide contents insurance

They put him through to Empire the insurance company who arranged a like for like replacement

Thanks
robert_harper_2000 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 18th April 2006, 21:55   #4 (permalink)
Loula
Classic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Mar 2006
Posts: 372
Loula Novitiate
Default Re: Nationwide contents insurance

Hi!

Suggest you write direct to Empire, explain the situation and that you only have 1 TV (which was broken) and that the service was unacceptable. The courier company did not give the level of service which you nor they (empire) would expect. Make sure you tell them what you want by way of recompense.

Suggest you call the claims person you dealt with again and ask for the managers name. If asked why and they say they won't give it to you when you explain, call back and say it is to write a letter commending the person who sorted out your claim so quickly. I know it is a lie, but sometimes if they know a complaint is coming in they will try and bury it away from the managers and supervisors eyes!

Any probs, come back!

LOULA
Loula is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 20th April 2006, 09:52   #5 (permalink)
robert_harper_2000
Gold Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Mar 2006
Posts: 647
robert_harper_2000 Novitiate
Default Re: Nationwide contents insurance

Thanks for the information. I tried to get the details from my brother but he has changed his mind from "I can't believe the service! bla bla phones calls! rara raa" then he at last got his TV "aw it's OK I love my new telly!"

Doesn't want to take things further... I tried lol

I'll stick with my other brothers car insurance for the time being. Appreicate your help though.
Remember to get some sleep! lol
robert_harper_2000 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 20th April 2006, 10:33   #6 (permalink)
Loula
Classic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Mar 2006
Posts: 372
Loula Novitiate
Default Re: Nationwide contents insurance

You're welcome!
Loula is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Reply



Thread Tools


Similar Threads
Thread Thread Starter The Consumer Forums Replies Last Post
AA contents insurance Lueeze Insurance/Assurance Companies 10 2nd March 2008 15:40
1st Credit are noting the contents of my communication... oh yes they are Gingerheid Debt Collection Industry 99 24th May 2007 21:27
contents insurance policy endorsements problem tod20 Insurance/Assurance Companies 5 16th January 2007 18:44
Home Contents Insurance salixx38 Insurance/Assurance Companies 17 24th September 2006 22:27
Data Protection Act & IT'S CONTENTS axelfm General 3 4th March 2006 10:25




Do your Internet search here:
UK Web Image



The Consumer Action Group and The Bank Action Group are registered trademarks
Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road, London, NW11 7PE

Search Engine Friendly URLs by vBSEO 3.0.0 RC6 © 2006, Crawlability, Inc.