PPI insurance

[bankofsandy]

Hi
I have been looking into claiming back my PPI from bank and finance company just for starters.
Am I right to say that I should send Data Protection Act letter and then take it from there.
I have defaulted on the bank loan and the finance company is paid but they are bust now.
any help on this would be appreciated

Sandy

[gordonhall]

on what grounds are you wanting to claim your money back?

I'm not a fan of the insurance, but its a facility they offer and you sign up for as far as I read it.

Don't want to discourage you, but just wondered what your arguement was going to be?

[JonCris]

Originally Posted by bankofsandy

Hi
I have been looking into claiming back my PPI from bank and finance company just for starters.
Am I right to say that I should send Data Protection Act letter and then take it from there.
I have defaulted on the bank loan and the finance company is paid but they are bust now.
any help on this would be appreciated

Sandy

I have to say that if your PPI has paid your loan its a bleeding miracle. Also like the other poster I'm confused as what you want. You mention a "bank loan" & a "finance company" Which is it 1 or 2 different loans. Please be a little more clear

[bankofsandy]

Hi
one loan was from yescar and was definitely mis-sold PPI on that.
the other is a loan from BOS direct which was done over the telephone and it was not made clear that the PPI was included.
the paperwork was sent by courier and had very little time to sign and return
certainly not enough time to read up on insurance policy
have done a little research and think i have a case against both
thanks for your replies

[JonCris]

Who is BOS & did you get a "wants & needs completed form" with the docs & did you sign a copy. Did the finance doc show PPI had been included in the total

Many people are reclaiming the YCC PPI with some success I understand

[bankofsandy]

BOS is bank of scotland.