 Help - trying to claim ppi
Looking for some advice please?
Sent a prelim to RBOS asking for ppi that was mis-sold to my mum to be refunded Total amount £1800.
No reply so I sent the LBA.
Today my mum received a letter stating that she signed for it so it wasnt mis-sold. I think we have a string case that she was mis-sold as since looking at the t&cs she had to be employed at least 16 yrs a week and my mum has been medically retired since 1989 so wasnt even entitled to be covered by it in the first place.
What is my next step please? Should I write again stating this or go straight to court claim?
If court claim could someone please advise what i need to write and which form to use (Im in Scotland so cant use MCOL)
Any help would be great.
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My claims
Halifax - Data Protection Act 26/5/06, non compliance of Data Protection Act 20/07/06, Prelim £260 3/8, LBA 19/8
TSB - Data Protection Act 25/6/06, total £225, Prelim 4/7, LBA 11/7, court claim filed 27/7
Capital One - Data Protection Act 20/06/06, Prelim £270 1/8 LBA sent 9/8
B.O.S CC - Data Protection Act 20/06/06, prelim 6/7 £130, LBA 21/7/06, court claim to be filed
Citi cards - Data Protection Act sent 20/06/06, prelim 26/07 £520, LBA t 14/8
Black horse finance - Data Protection Act 18/06/06, prelim 31/7 £180, LBA 7/8
Halifax joint account - Prelim 6/7 £744, LBA 22/7 court claim to be filed
My Mums claims
MBNA - Data Protection Act 13/06/06, Prelim 17/7 £738, LBA 7/8
Capital One - Data Protection Act 29/05/06, Prelim 10/8 £570
Barclaycard - Data Protection Act 20/06/06, Prelim 6/7 for £420, LBA 17/7 court claim to be filed
Littlewoods CC - Data Protection Act sent 3/7, non compliance of DPA sent 14/8 | 
