consumer forums consumerforums Total Bank Charges Returned : £16595128 to 9717 people. The Consumer Forums  
Bank Charges Refunds Survey | 'Buddy' System | Get an email address | Site Map | Registration Problems | FAQ
CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit Small Claims Court Guide
**New Edition**
CallBurner - Skype
CallRecorder Review
Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki

N.B. Please note - due to postage costs these products are only available in the U.K.



Consumer Action Group envelope labels
You are part of a community of over 195,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p





Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.


Reclaim the Right!


Sue your bank as often as you like with one Lawpack!!

With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
(England & Wales only)

CAG Forum Users Price £11.99
(click image to buy)
Plus £1 P&P



Reclaim the Right!


New Edition
Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland
Read BF's Review Here




Stand up to Telephone Harassment

If you use Skype -
Record your phone calls with CallBurner
It's Hot!

Click below to download your
14 day trial copy
CallBurner
Skype CallRecorder download


Read the
Explanation and review here
£31.96 - includes 20% CAG discount
(normally £39.95)

We've managed to negotiate a discount for CAG Users on DIY 'Willpacks'


Click on the image to purchase a Wills kit - £12.99 + £1.00 pp

Remember...you can't take your reclaimed bank charges with you ;-)



Do your Internet search here



Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road London NW11 7PE
Do your Internet search here:-
Come and chat with us here (NB: External site NOT affiliated with CAG)

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Are you a victim of unfair trading?
Check it out
The Consumer Protection from Unfair Trading Regs 2008
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
 
Bank Action Group Debt Action Group
 

Go Back   The Consumer Forums > The Consumer Forums
The Consumer Action Group
> Insurance/Assurance Companies


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

Reply
 
LinkBack Thread Tools
Old 28th August 2006, 23:41   #1 (permalink)
robert_harper_2000
Gold Account Customer
Default Holiday Insurance already included is this fair?

Hoseasons & Blakes although both sign up to ABTA will force you, literally when you phone up they say the insurance IS compulsory! their insurance which provides little more cover as you already are signed into a security waiver is really pushed hard.

I want to force the companies to stop this.

Also they already force a cancellation insurance which will cover you if you die are hi-jacked etc all unlikely events. The insurance is forced and cannot be removed.

I want to know if this is fair.

All the prices of the boats in the brochures you have to take and then add£100 qouted from their telesales staff!
Hardly clear concise pricing - what can I do?
__________________
Help me to help others!
robert_harper_2000 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 29th August 2006, 01:10   #2 (permalink)
gizmo111
Platinum Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jun 2006
Posts: 9,514
gizmo111 Authoritativegizmo111 Authoritativegizmo111 Authoritativegizmo111 Authoritativegizmo111 Authoritativegizmo111 Authoritativegizmo111 Authoritativegizmo111 Authoritativegizmo111 Authoritativegizmo111 Authoritativegizmo111 Authoritative
Default Re: Holiday Insurance already included is this fair?

Quote:
Originally Posted by robert_harper_2000
Hoseasons & Blakes although both sign up to ABTA will force you, literally when you phone up they say the insurance IS compulsory! their insurance which provides little more cover as you already are signed into a security waiver is really pushed hard.

I want to force the companies to stop this.

Also they already force a cancellation insurance which will cover you if you die are hi-jacked etc all unlikely events. The insurance is forced and cannot be removed.

I want to know if this is fair.

All the prices of the boats in the brochures you have to take and then add£100 qouted from their telesales staff!
Hardly clear concise pricing - what can I do?
I think when hiring a boat it is a similar to hiring a car - and the ins is therfore compulsory, I am no expert but just my thought on this. You ae in efect insuring boat not passengers. Travel insurance is totally different.
gizmo111 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 29th August 2006, 08:42   #3 (permalink)
robert_harper_2000
Gold Account Customer
Default Re: Holiday Insurance already included is this fair?

well you are already covered in case of negligence it doesn't seem fair - more like a profit gravy train!


What about the forcing of travel insurance which isn't compulsory but they say it is on the phone without asking any questions - it does cover you if you travel to the boating yard by ferry but as i live in the UK I will more likely be travelling by train! lol

Last edited by robert_harper_2000; 29th August 2006 at 08:47.
robert_harper_2000 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 3rd September 2006, 02:59   #4 (permalink)
starseven
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Sep 2006
Posts: 3
starseven Novitiate
Default Re: Holiday Insurance already included is this fair?

I believe it is illegal to combine an insurance policy with another contract.

Your boat is insured by the operator, but you are expected to take reasonable care. Hire bases either require a refundable security deposit or a damage waiver payment. Many hire bases will also offer you optional insurance against the cost of a diving service to clear a propeller fouled by your own negligence.
starseven is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 3rd September 2006, 20:08   #5 (permalink)
robert_harper_2000
Gold Account Customer
Default Re: Holiday Insurance already included is this fair?

The personal insurance cover is automatically added when you call up & even if you explain you do not wish to take their crap cover out - they insist!

Then the cancellation insurance which I have since found out cannot be cancelled - is already included in the hire boat charge but this seems more like an add-on.

Every price you have to add about £100 on - what can I do?

ps the t&cs are only available once you have purchased the holiday. You have to accept something your not allowed to read until you have paid for it!!!

I want this stopped
robert_harper_2000 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Reply



Thread Tools


Similar Threads
Thread Thread Starter The Consumer Forums Replies Last Post
Holiday Insurance Not Paying Up-help GARY68 Insurance/Assurance Companies 5 22nd October 2006 23:59
holiday insurance wont pay out!!! amelia Insurance/Assurance Companies 15 9th October 2006 16:38
Holiday Insurance santamonica Holiday companies 2 12th July 2006 14:50
Holiday Insurance Refused To Pay Up JobySp Holiday companies 14 22nd June 2006 12:40
insurance claim against holiday company - should we settle out of court? norlin Holiday companies 1 11th April 2006 16:42




Do your Internet search here:

The Consumer Action Group and The Bank Action Group are registered trademarks
Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road, London, NW11 7PE

Search Engine Friendly URLs by vBSEO 3.0.0 RC6 © 2006, Crawlability, Inc.