Hi to everyone (new)
Need to talk to someone
We took out a policy with Swiss Life through an Independent Investments
There commision 73 .27 in each of the first 47months and 3 88p per month therafter. Policy called Morgage Protection Solutions
"
19th Nov 1998 to Expire on 19th November 2009 Sum assured for £101,250 initially decreasing as specified in the benifit amount section of the policy conditions". Monthly premims £155 06 ( a lot !!)
In April this year I had to cancel the DD with Swiss life as I could not continue with the payments. I telephoned Swiss Life and told them I could not afford the policy any more, and was told that this was a good idea as there was no priviledges left on the policy anyway.
(It took two min to cancel with the customer care lady)
. Just what they wanted to hear I bet. Probably because we were getting old and could be a liability on the policy now.
My husband had to take early retirment at the age of 59 ,he is now 62 from his job as a Purchasing Manager in the Car Industry, due to being bulied and it giving him angina
Like many others he has worked so very hard everday of his life for the past 40 years during this time he has lost various pensions through no fault of our own, when he is 65 he will only now have a state
We have paid for policies, insurances and pensions for 40yrs, they must total at least £100 000 (probably a great deal more) in payments and will not recive any benifits what so ever. I feel really conned and ripped of with all insurances endowment policies etc etc, does any one else feel the same.????
Thanks for listening, boy did I need that
Lynn
Swiss Life now Phoenix angry and frustrated 
