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Originally Posted by octron32 hopefully this is in the right place.
I have a thread going on the abbey forum which will be timelined from monday and dont want to confuse the two.
so have a few questions about a couple of companies.
1. The first company is Broadoak Finance Group, I bought a car from a dealer and got finance everything was going good payments on time I then got married and opened a joint account and got my pay office (Im military) to send my wages to new account. I got sent to the Oman desert for 6 months and was being cashed paid in dollars as there are no banks in a desert. I come back and find the pay office have not being paying money into new account and direct debits have not been paid. Because im in the military my CO was informed that CCJs had been raised now I had to go and sign a form that said xxx amount of money would be paid direct from my main pay until CCJ was cleared. it was quite handy as the payments where actually less than i was/should have been paying.
Finally I get a letter saying thank you have received the final amount and thats that.
5 months later get a letter saying I had as part of signing the agreement in the pay office agreed to pay interest on the amount owing. total being nearly 1300 pounds. I have been paying at a monthly rate and due to pay the last amount in september.
my question is can I claim this back after finding this site (which is awesome by the way) i feel this is a load of bxxxxxxs and that it is just one huge charge  .
2. second company is clydesdale financial services almost the same as above however they have charged the sxxx out of me for late and none payments.
again my question is can i put a claim in
I have got my S.A.R - (Subject Access Request) - (Subject Access Request) letters ready to post I can ask for this info any way as i can request for it.
so oh wise ones do i stand a chance???
thanks in advace
again if this is in the wrong place sorry |
We all at some point thought we had to pay these charges & it was only until the likes of CAG came into being that we discovered that we have all been ripped off. What I'm saying is that even though you may have agreed to something in the past based on ignorance & more importantly the money lenders failure to disclose to you they where acting unlawfully means that any such agreement is & was unenforcable.
Not only that I suspect members of the Armed Forces on active duty have particular rights which forbid them being defaulted. Certainly one of the requirments is that you are served with a default notice giving you time to deal with the matter which I'm assuming they didn't. I think that not only should you go after them for a refund but that you should also demand a written apoligy & report them to the OFT for their unethical behaviour.
Also if your happy to do it I'm sure there would a reporter out there more than happy to publicise your disgusting treatment at the hands of these money lenders.
Whilst your overseas risking your life for this country the parasites are at work destroying your reputation. They can't say they didn't know they informed your CO for goodness sake
finance companies 
