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18th November 2008, 18:18
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#2 (permalink)
| | Platinum Account Customer | Re: Hit and run driver Quote:
Originally Posted by small paul Hi all. Could do with a bit of help here. My car was hit from behind whilst stationary at a roundabout. The other driver apologised and suggested we pull the cars to a safer place to exchange details. Seemed reasonable, so I agreed. Unfortunately once I had pulled off the roundabout at the first exit he disappeared in a different direction. I did manage to get his reg no. Reported all details to police and my insurers (I'm TPF&T), who gave me the other driver's insurance company and policy number from his reg. However they are refusing to discuss the claim as their insured has not notified them and my insurer's are uninterested as they are not liable due to my TPF&T cover. What do i do? | Firstly you should ensure that the Police prosecute him from leaving the scene of an accident and possibly other crimes (dangerous driving), he may also have been over the dink drive limit.
If a criminal prosecution is brought then you have a better chance of remedy with respect to damages.
Where there any witnesses? They would be very useful if available. |
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18th November 2008, 21:49
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#4 (permalink)
| | Basic Account Customer
Where else can you earn 8% interest on your money? Start your County Court claim NOW!!! Cagger since
: Nov 2008
Posts: 21
| Re: Hit and run driver Sorry, forgot to mention. Only witness was my partner who was in the car with me |
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18th November 2008, 22:04
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#5 (permalink)
| | Basic Account Customer
Watch out, there are Claims Touts about! Cagger since
: May 2008
Posts: 95
| Re: Hit and run driver I thought the other insurer would have to deal? they have to get a response from their PH to the allegations but if he fails to respond,they have to deal as RTA insurers i think but not %100
im sure theres some claims guys on the forum who will confirm |
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19th November 2008, 10:58
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#6 (permalink)
| | Platinum Account Customer | Re: Hit and run driver Quote:
Originally Posted by vusys1 I thought the other insurer would have to deal? they have to get a response from their PH to the allegations but if he fails to respond,they have to deal as RTA insurers i think but not %100
im sure theres some claims guys on the forum who will confirm | The OP has no contract with the other driver's insurer and thus no right to claim directly from them.
He must claim against the other driver - it is then for that driver to rely on his insurer if he so wishes.
As the OP had TPF&T cover, then his own insurer will not pay for the damage to the OP's vehicle and counter-claim from the other driver/insurer.
I suspect that the OP will have to have the vehicle repaired and then sue the other driver for damages in respect of his total costs (including paying for the repair). |
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19th November 2008, 16:22
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#7 (permalink)
| | Gold Account Customer | Re: Hit and run driver Quote:
Originally Posted by Monty2007 Firstly you should ensure that the Police prosecute him from leaving the scene of an accident and possibly other crimes (dangerous driving), he may also have been over the dink drive limit.
If a criminal prosecution is brought then you have a better chance of remedy with respect to damages.
Where there any witnesses? They would be very useful if available. | Firstly, IT IS NOT an offence to leave the scene of an accident providing the driver reports the accident to the police within 24 hours
Secondly, do not suggest that the OP can ensure that a prosecution is brought, the OP has NO SAY WHATSOEVER in whether or not a prosecution is brought or not.
Finally, a criminal prosecution would only have some bearing on the case if it was directly related to or contributed to the accident, ie drink driving etc.
If you are going to offer advice at least get your facts straight first
Mossy |
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19th November 2008, 17:08
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#8 (permalink)
| | Platinum Account Customer | Re: Hit and run driver Quote:
Originally Posted by Mossycat Firstly, IT IS NOT an offence to leave the scene of an accident providing the driver reports the accident to the police within 24 hours | Not quite.
As soon as practicable within 24 hours.
People have been convicted for failing to comply with the first part of that phrase. |
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19th November 2008, 19:08
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#9 (permalink)
| | Basic Account Customer
Watch out, there are Claims Touts about! Cagger since
: Nov 2008
Posts: 21
| Re: Hit and run driver At the time of my first post 3 days had elapsed without the other driver reporting the crash so he's obviously well outside the 24 hours. I understand the theory of getting my car repaired and suing the other party but I am sure that the repair costs would be greater than the vehicle's value thus making it a write-off. I don't want to spend the £700 I have been quoted to repair the car only to find that the other party is only liable for the value of my vehicle, approx. £400. The other issue is that both myself and my partner have since been to our G.P.'s with neck pain caused by the crash. Also how do I get the other driver's name and address in order to sue him? |
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20th November 2008, 10:49
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#10 (permalink)
| | Platinum Account Customer
Where else can you earn 8% interest on your money? Start your County Court claim NOW!!! Cagger since
: Aug 2006
Posts: 4,301
| Re: Hit and run driver Quote:
Originally Posted by small paul Also how do I get the other driver's name and address in order to sue him? | Either ask the police for the other driver's details - as they were not exchanged at the scene or complete a V888 and send it to DVLA to find out who the registered keeper is of the car.
You will need to explain why you want the information and it definitely comes under "reasonable cause". |
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20th November 2008, 11:02
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#11 (permalink)
| | Platinum Account Customer | Re: Hit and run driver My advice would be get a solicitor involved at an early stage.
Many solicitors will work on a no win no fee basis and if you present them with this case I have no doubt that they will be happy to take this on.
If you go to a claims company (despite the claims tout crack not all claims companys are sharks - a few actually do care about their clients) check the ministry of justice website to ensure that they are registered and regulated by them.
If you have personal injury then obviously that will need to be included in any potential claim - do not be tempted to use your own insurers lawyers to process this claim, from experience (and I have plenty) they tend not to be as effective as an independant solicitor with no affiliation to the insurance industry.
Make sure you record details of the accident - time date where what time road conditions etc and take pics of the area if you can - these will all help your case.
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Opinions are offered in good faith based upon personal experience and research. Before making any irreversible decisions the opinion of a qualified, registered and insured legal professional should be sought.
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7th December 2008, 15:07
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#12 (permalink)
| | Gold Account Customer | Re: Hit and run driver Have you had any reply from the police chase it up ask what is happening if the dont come up with a good reply tell them you will right to the chief constable with a view to claiming against the force for failing in there duty
also you maybe able to claim from the motor insurance bureau my wife did when she was hit. But beware they only deal with there own solicitors and get one to act for you
They offered the wife 4000 minus there cost of 1000 they only did 4 letters to her but i was told they all part of same company so its out of one hand and into the other
Regards DK
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7th December 2008, 18:53
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#13 (permalink)
| | Platinum Account Customer | Re: Hit and run driver Quote: |
Have you had any reply from the police chase it up ask what is happening if the dont come up with a good reply tell them you will right to the chief constable with a view to claiming against the force for failing in there duty
| I think you will have a very hard job claiming anything against the police - they do not actually have a duty of care (Alexandrou v Oxford) so there can be no negligence.
As I said before - take advice from a good solicitor. |
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7th December 2008, 21:59
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#15 (permalink)
| | Platinum Account Customer
Your bank owes you an awful lot more money than you realise See here Cagger since
: Feb 2008 I am in: Cheshire
Posts: 1,520
| Re: Hit and run driver Your employer HAS a duty of care to their employees - so that has absolutely no relevance to the discussion even if your employer was a police force - they still owe you a duty of care as an employee. there is a world of difference.
The police have no duty of care - see the case sited before - also Osman v Fergusson and most recently Smith v Chief constable of Sussex police where the house of Lords ruled there was no duty of care owed to the public during the course of investigating a crime.
Also you would have to admit - the difference in not following up on a minor RTA, and not fully investigating a serious or even sexual assault is fairly profound.
That is not to say that you cannot make a complaint if you are unsatisfied with the polices actions, but as for threatening to sue them for damages - I dont see that as a runner.
Typing in BLOCK CAPITOLS is not likely to intimidate anyone into changing what is a considered and educated opinion.
However - an opinion is all that it is - albeit with the advantage of some legal training and experience.
Should anyone know better I would be very interested in reading the case references that refute my argument. |
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7th December 2008, 23:09
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#17 (permalink)
| | Platinum Account Customer | Re: Hit and run driver Quote:
Originally Posted by Mossycat Firstly, IT IS NOT an offence to leave the scene of an accident providing the driver reports the accident to the police within 24 hours
Secondly, do not suggest that the OP can ensure that a prosecution is brought, the OP has NO SAY WHATSOEVER in whether or not a prosecution is brought or not.
Finally, a criminal prosecution would only have some bearing on the case if it was directly related to or contributed to the accident, ie drink driving etc.
If you are going to offer advice at least get your facts straight first
Mossy | The OP stated that the other driver actually drove off after the accident and did not exchange insurance details, in this case the Police would normally look at why this happened and would consider action. I would certainly insist that they invetigated the matter more fully.
I gave my option on the basis that a similar situation happened to me two years ago and the Police did prosecute on this basis (driving away from the scene of an accident). I also served in the police ten years ago.
My advice to you (Mossy) would be to read the OP's statement more thoroughly and try to be a little more polite when other voice an opinion that may not be the same as your own. |
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8th December 2008, 00:58
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#18 (permalink)
| | Platinum Account Customer
Where else can you earn 8% interest on your money? Start your County Court claim NOW!!! Cagger since
: Feb 2008 I am in: Cheshire
Posts: 1,520
| Re: Hit and run driver You just do not seem to grasp the point which I am trying to make.
1 in order for you to be able to prosecute for negligence you have to show that there was a duty of care in the first place.
2 in both the smith case and the Osman case it was stated that as a matter of policy there could be no duty of care in law.
3 No duty of care - therefore no negligence - therefore no action under the tort of negligence.
The polices failure to investigate a crime may make them liable to disciplinary procedures or censure from the police complaints authority - it does not make them liable under the tort of negligence. It cannot.
Think it through - imagine everyone whose car was stolen, house was burgled, got mugged, attacked, defrauded.....etc
if the police could be sued for negligence each time they didnt investigate any offence fully then the police force would disappear overnight.
Not only that but it would make the police fearful to attend incidents incase they ended up getting sued.
Hence the policy determination that Police do not owe a duty of care...
Read Hill v CC west Yorkshire. This is where the principle was first described. Mr Hill was the father of one of the Y Rippers victims, who tried to sue the police saying that if they had investigated properly his daughter would not have been killed.
This established the precedent regarding duty of care. |
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8th December 2008, 16:08
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#20 (permalink)
| | Gold Account Customer
Watch out, there are Claims Touts about! Cagger since
: Sep 2007
Posts: 635
| Re: Hit and run driver Also all the cases you have listed because the failed to prevent a crime
This thread is about failing to investgate a crime total different
take a look at these Rigby v. Chief Constable of Northamptonshire [1985] 1 W.L.R. 1242. Further, a police officer may be guilty of a criminal offence if he wilfully fails to perform a duty which he is bound to perform by common law or by statute: see Reg. v. Dytham [1979] Q.B. 722, where a constable was convicted of wilful neglect of duty because, being present at the scene of a violent assault resulting in the death of the victim, he had taken no steps to intervene
Last edited by DCA-KING; 8th December 2008 at 16:14.
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