Critical illness stalling from Scot prov

[bobbyh99]

If SP follow the ABI defnitions, then this is what I have found on the ABI website:

Existing Definition

Benign brain tumour

A non-malignant tumour in the brain
resulting in permanent deficit to the
neurological system.

Tumours or lesions in the pituitary gland are
not covered.

Possible future Definition

Benign brain tumour

- with symptoms of
permanent brain damage

A non-malignant tumour in the brain,
meninges or cranial nerves within the skull
resulting in persisting clinical symptoms of
permanent neurological deficit.

The following are not covered:

·

tumours or lesions in the pituitary gland

·

angiomas

The possible future definition was based on a 2005 paper which is probably now the true definition.

Can you tell me what it actually says on you policy for Brain Tumour?
Sorry to ask this but are there any symptoms of permanent brain damage?

I really hope all works out for you.
BobbyH

[jacahani]

Hi

I will get the exact wording on Monday -

But the devil is in the detail -

Permenant, before or after, very risky (potentially life threaterning Surgery) or possible epelepsy / paralysis / complete memory loss

Suddenly - headache - sickness - reduced eye sight / memory - dosen't seem so bad.

You see there is no guarantee the surgery would make a difference but the insurance company imply that with out it, there is possible doubt as to the permenacy of the symptoms -

With young kids - employees (with families- to support ) what do you do ???