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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

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Old 8th October 2008, 12:31   #1 (permalink)
Disgruntled Biker
Basic Account Customer
Default Ongoing Claim(2006), uninsured driver, MIB

Hi,

I was involved in a motorcycle accident in December 2006 with an uninsured driver who has since been prosecuted (July 2007) for driving without insurance and driving with undue care.

I was off work for a month due to injuries sustained in the accident and the motorcycle was written off after the insurance assesment.

My insurer at the time, Equity Red Star, passed this on to their solicitors, Silverbeck Rymer, who have been dealing with the case ever since.

The solicitors have been taking their time about every aspect of the case with constant chasing from my part (though seeing some of the other threads this seems common place) the excuse they use is the lack of contact they recieve from the MIB, who will ultimately issue the compensation, as they must approve the expenditure for any testing/examination.

I was given an initial figure for this compensation as £6200 (inlcuding VAT and disbursements) which was changed £15,075 (inlcuding VAT and disbursements) for no apparent reason when a new "litigation executive" took over the case.

The injuries from the accident, although healed, leave a question mark over my fertility as my groin connected heavily with the petrol tank before I was thrown from the bike which resulted in the severe damage and almost complete loss of one of my testicals (due to the tissue being damaged and re-absorbed by my body leaving, for lack of a better term an empty sack).
Tests have finally been completed by the solicitors chosen specialists to determine to what extent, if any, this will effect reproduction though I have been waiting over 3 weeks for a report that was due to be issued in no longer than 2 weeks.
The solicitor originally insisted I have my GP carry out testing ect... but I was told by the practice that as it was to do with an insurance case and potentially had a monetary gain for me they would not carry out the required tests.
I was also advised by one of the specialists that the loss of the testical (although not severed by or removed as a result of the accident) could be considered a disability.

My questions are - Can anybody offer any advice on if this claim is being handled correctly, is there anything further I can or should be doing to speed things up and generally any thoughts on the case as a whole.

Kindest reagrds, Colin
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