consumer forums consumerforums Total Bank Charges Returned : £16595128 to 9717 people. The Consumer Forums  
Bank Charges Refunds Survey | 'Buddy' System | Get an email address | Site Map | Registration Problems | FAQ
CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit Small Claims Court Guide
**New Edition**
CallBurner - Skype
CallRecorder Review
Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki

N.B. Please note - due to postage costs these products are only available in the U.K.



Consumer Action Group envelope labels
You are part of a community of over 195,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p





Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.


Reclaim the Right!


Sue your bank as often as you like with one Lawpack!!

With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
(England & Wales only)

CAG Forum Users Price £11.99
(click image to buy)
Plus £1 P&P



Reclaim the Right!


New Edition
Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland
Read BF's Review Here




Stand up to Telephone Harassment

If you use Skype -
Record your phone calls with CallBurner
It's Hot!

Click below to download your
14 day trial copy
CallBurner
Skype CallRecorder download


Read the
Explanation and review here
£31.96 - includes 20% CAG discount
(normally £39.95)

We've managed to negotiate a discount for CAG Users on DIY 'Willpacks'


Click on the image to purchase a Wills kit - £12.99 + £1.00 pp

Remember...you can't take your reclaimed bank charges with you ;-)



Do your Internet search here



Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road London NW11 7PE
Do your Internet search here:-

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Are you a victim of unfair trading?
Check it out
The Consumer Protection from Unfair Trading Regs 2008
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
 
Bank Action Group Debt Action Group
 

Go Back   The Consumer Forums > The Consumer Forums
The Consumer Action Group
> Insurance/Assurance Companies


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

Reply
 
LinkBack Thread Tools
Old 4th August 2008, 22:43   #1 (permalink)
stush
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jul 2008
Posts: 42
stush Novitiate
Question Personal Injury Claim - Medical Expert Report

Hi,

Not sure if this is the correct forum to put this on but here goes...

Somebody is making a personal injury claim against a friend of mine, basically stating that they were scarred due to a piece of equipment falling on her - the customer (when in actual fact the customer actually knocked the machine by moving slightly which caused it to fall on her).

The customer basically consulted a solictor and they are tryin to make a claim for compensation. The solicitor basically wrote to my friend advising them that a claim is being made against them and that their client had been to see a doctors, opticians etc.

When my friend called the solicitors asking to see some documentation from the doctors, opticians etc...the solictors wrote to them with copies of photos of the small burn from the customers mobile phone. My friend then called them asking them AGAIN for copies of documentation from the doctors, opticians the customer had supposedly seen. Again the solictors sent the SAME photos again..no documentation that had been requested. Each time my friend called they had not admitted any liability as they believe the customers movement caused the equipment to fall.

Again my friend called the solicitor requesting the documentation (now 3rd time this has been requested)...no reply from the solicitors.

5 months on...my friend recieved a letter stating how much compensation they required and stated that they had 7 days to pay it or court proceedings will start...without even sending my friend anything they had requested 3 times!! The quantams which were in the letter giving samples of previous cases and saying thats how they arrived at the compensation figure, were not event relevant to this case...the quantams had sample cases of children injured in different scenarios :S

Upon recieving this letter demanding the compensation money in 7 days. My friend calls the solictors once again....they speak to the secretary stating that this letter was recieved but each time previously when requesting the doctors, opticians documentation my friend hasnt recieved them..the secretary said they will get something in the post but advise my friend to get a solictor (she was very rude on the phone to my friend).

My friend recieved something in the post as mentioned by the secretary saying..thanks for your call and we look forward to hearing from your solicitor....again NO DOCUMENTATION recieved that was requested...

Once again they call the solicitors now saying why have you sent me this letter stating you look forward to hearing from my solictor when all i asked for was the documentation on the doctors/opticians findings which for some reason they dont seem to send....so this time my friend said that they would like a medical expert report...the solictors response....you know you did it..why dont you just admit it....you know you did it....just admit it...you said you did it...i know you did it....?? my friend replied at no point have i admitted liability...solictor HUNG UP! it seems as thought the solictors are trying bully tactics...

My friend now wrote to them as not getting anywhere by phone, requesting a medical expert report, also they stated that the quantams were irrelevant that the solictor had enclosed, and until my friend recieves the medical expert report they see this matter as finished as they dont seem to be able to offer any valid documentation apart from some photos from a mobile phone which are not very clear.

The solictors reply to the letter again didnt answer any questions and basically said that they will not be replying to any further letters from my friend and if the do not admit liabilty they will basically start court proceedings.

Sorry for the long message..but my questions are...

1. can a solictor speak like that basically saying you know you did it...why dont you admit it etc...?

2. is my friend within their right to see some kind of documentation to see what the customer is claiming for instead of poor quality mobile phone photos?

3. doesnt the solicitor need to have a medical expert report to get a true idea of how much they are claiming for instead of just writing to my friend demanding an amount without a medical expert report?

4. isnt a medical expert required to take the matter to court?

From what i can understand the solictors firm is just trying to bully my friend to get money out of them easily and not going through the correct procedure?
stush is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 6th August 2008, 00:15   #2 (permalink)
old_andrew2007
Platinum Account Customer
Default Re: Personal Injury Claim - Medical Expert Report

Hi Stush,
I have to say I am no expert, and there are experienced members on the forum who can advise,basically the solicitors have sent nothing apart from threats.
IMHO your friend is wasting time telephoning, wait for a county court claim to be forwarded, the use the civil procedure rules to request information.
If they have not already done so they should inform their insurers of the possibility of a claim being made.
Finally I assume all relevant information was recorded in the accident book, with a RIDDOR report if applicable.

Andy
old_andrew2007 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 6th August 2008, 00:49   #3 (permalink)
stush
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jul 2008
Posts: 42
stush Novitiate
Default Re: Personal Injury Claim - Medical Expert Report

Thanks for your reply.

Yes they are definately threats. didn't think solicitors would speak to people like that. i think my friend as now dealing with everything via post, i've told them to keep a record of each letter and send recorded deliver so that the solicitor has no way of saying they didnt recieve it as they dont seem to be playing by the book.

Where can we see the civil procedure rules?
stush is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 6th August 2008, 01:40   #4 (permalink)
old_andrew2007
Platinum Account Customer
Default Re: Personal Injury Claim - Medical Expert Report

Hi
As I said earlier I am no expert, the civil procedure rules are vast, however only certain parts are important if you ever receive a claim.
This is where my lack of knowledge shows IMHO you will only need to use CPR 18 if you receive a claim, this is simply to request information there are many experienced members who can advise, and would be the first to direct you th professional advice if it was needed.
old_andrew2007 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Reply



Thread Tools


Similar Threads
Thread Thread Starter The Consumer Forums Replies Last Post
Expert Witness (Medical) alexb123 General Knowledge 9 4th August 2008 14:04
Personal Injury msh General Knowledge 3 10th July 2008 17:07
Liability - personal injury tasty_tang0 General Consumer Issues 24 10th July 2008 15:06
Advice on Personal Injury please... Bradders33 General Consumer Issues 4 7th February 2008 13:18
Dodgy Personal Injury Claim peter123 Insurance/Assurance Companies 6 17th December 2007 16:22




Do your Internet search here:

The Consumer Action Group and The Bank Action Group are registered trademarks
Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road, London, NW11 7PE

Search Engine Friendly URLs by vBSEO 3.0.0 RC6 © 2006, Crawlability, Inc.