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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
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Old 21st July 2008, 19:41   #1 (permalink)
goaliegloves
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Posts: 9
goaliegloves Novitiate
Default Wrongly told I could not claim on PPI

Hello all.Four and a half years ago (2004) I was injured in an RTA whilst at work.The injury caused me to be off work for five months.I tried to claim on my PPI firstly by phone and then at my local Halifax branch (within 10 days of being injured)but was told by both that I was not eligable to claim because of the start date of the policy.I returned to work for 10 months but due to the nature of my job(involving heavy lifting) my condition had worsened and again I had to leave work (and sadly have been unable to work since and am now registered as disabled).This was in April 2005.Again I contacted Halifax Insurance (within a week of having to claim SSP)twice over the phone and twice at Branch each time requesting a claim form for the PPI.After being asked to explain the situation on each occasion I was told each time that this time I could not claim as my injury was now regarded as pre-existing.In May this year(200,my solicitor whilst going through my papers asked why I had not claimed so I told her.She advised me to claim immediately.With the threat of my solicitors backing they have now paid out(if interested see my other thread on "who owns my debt")I continued to pay the premium about £30 per month until October 2005, this on a successful claim would have paid £300-£350 per month.As a result of not receiving it, I was evicted from my home of 6 years and had my car reposessed costing the £4200 I had already paid and a £4995 debt.Can I claim against Halifax for these loses because I was misinformed so many times,and have they admitted any liability by now paying out.Regards Goalie.
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Old 22nd July 2008, 21:55   #2 (permalink)
old_andrew2007
Platinum Account Customer
Default Re: Wrongly told I could not claim on PPI

Hi Goalie,
To be honest I don't know I am simply replying to BUMP your thread.

Andy
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Old 22nd July 2008, 22:13   #3 (permalink)
goaliegloves
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Default Re: Wrongly told I could not claim on PPI

Hi Andy ,Im new to this what does a bump do.Regards Goalie.
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Old 22nd July 2008, 22:26   #4 (permalink)
old_andrew2007
Platinum Account Customer
Default Re: Wrongly told I could not claim on PPI

Hi
Its a way to keep you thread at the top of the list until someone with experience spots your thread/question, this link will give a more eloquent answer, http://www.consumeractiongroup.co.uk...ml#post1323268

Your own reply Bumped your thread.

Regards

Andy
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Old 22nd July 2008, 22:49   #5 (permalink)
goaliegloves
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Default Re: Wrongly told I could not claim on PPI

Thanks Andy.
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