Need help with Prestige insurance

[jferdi]

I took out insurance with Prestige all was good then I sold my car and had to write a letter to cancel my insurance all done fine, I get a letter back saying I have to pay the outstanding balance of £423.99!
My total premium was £1223.54 or something like that.
Now I had the insurance for two months, which on there cancellation rights would be 40% of the premium payable which I thought was 40% of 1223= 489 minus my deposit of 314.00 paying £175 which I would be fine with. But they want 15% of any premium outstanding as commission witch would be £184 + £45 cancellation fee, so all in all I'm being bullied into paying £738 for a £1223 per year policy, I only had for two months, this can't be fair. If anyone knows anything please tell me because I think I am being scammed I cant afford one payment of £424

[jferdi]

By the way I never signed and returned any of the documents agreeing to the policy, is this a way out possibly? x*Dont use the A&A group or Prestige*
xxx

[jferdi]

Think I'm trapped into paying £700 for 2months of car insurace I'll offer them a pound a week.

[jferdi]

didnt pay anything no action was taken, now there offering a reduced payment of £250