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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
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Old 1st July 2006, 09:24   #1 (permalink)
gingerbam
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Watch out, there are Claims Touts about!

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Join Date: May 2006
Posts: 44
gingerbam Novitiate
Default PPI Question re Northern Rock Loan

hi, not sure if this is the right place, but I have a loan with NR and it has PPI I'm not sure that I requested it but rang and asked for it to be cancelled, they said no, so I sent a letter requesting that it be cancelled, I have not heard from them and it has been 2 weeks now.

How can I pursue this with them? Does anyone have a template letter ?

I think I will write and ask for proof , which I should have done first, could I use the Data Protection Act request letter and amend?

Thanks
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Old 11th July 2006, 23:37   #2 (permalink)
anythingdown
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Default Re: PPI Question re Northern Rock Loan

Hi,
I am going through a similar thing with HFC Bank: Claiming Back PPI
You should be able to use the Data Protection Act to request a copy of the loan agreement you signed which should indicate whether or not you requested PPI. Loan companies love to sell you PPI & will do so at any cost. You probably just mistakenly ticked/or failed to tick a box, indicating that you wanted the PPI. There is a good template letter requesting cancellation of PPI on the Motley Fool website: The Motley Fool UK - Register With The Fool
You may also want to read through the following thread on the Money Saving Expert website: Cancelling PPI CAN BE DONE!!!!! - MoneySavingExpert.com Forums

Last edited by anythingdown; 11th July 2006 at 23:39.
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Old 12th July 2006, 09:20   #3 (permalink)
gingerbam
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gingerbam Novitiate
Default Re: PPI Question re Northern Rock Loan

thanks, I've sent them the letter from motely fool but had no reply, not sure if I sent it to the right person but will request a copy of the form as I don't remember eve agreeing to it, it's just getting it to the right dept

Thanks very much for your reply
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