consumer forums consumerforums Total Bank Charges Returned : £16595128 to 9717 people. The Consumer Forums  
Bank Charges Refunds Survey | 'Buddy' System | Get an email address | Site Map | Registration Problems | FAQ
CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit Small Claims Court Guide
**New Edition**
CallBurner - Skype
CallRecorder Review
Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki

N.B. Please note - due to postage costs these products are only available in the U.K.



Consumer Action Group envelope labels
You are part of a community of over 195,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p





Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.


Reclaim the Right!


Sue your bank as often as you like with one Lawpack!!

With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
(England & Wales only)

CAG Forum Users Price £11.99
(click image to buy)
Plus £1 P&P



Reclaim the Right!


New Edition
Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland
Read BF's Review Here




Stand up to Telephone Harassment

If you use Skype -
Record your phone calls with CallBurner
It's Hot!

Click below to download your
14 day trial copy
CallBurner
Skype CallRecorder download


Read the
Explanation and review here
£31.96 - includes 20% CAG discount
(normally £39.95)

We've managed to negotiate a discount for CAG Users on DIY 'Willpacks'


Click on the image to purchase a Wills kit - £12.99 + £1.00 pp

Remember...you can't take your reclaimed bank charges with you ;-)



Do your Internet search here



Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road London NW11 7PE
Do your Internet search here:-

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Are you a victim of unfair trading?
Check it out
The Consumer Protection from Unfair Trading Regs 2008
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
 
Bank Action Group Debt Action Group
 

Go Back   The Consumer Forums > The Consumer Forums
The Consumer Action Group
> Insurance/Assurance Companies


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

Reply
 
LinkBack Thread Tools
Old 10th January 2008, 11:06   #1 (permalink)
lilal
Classic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Oct 2006
Posts: 191
lilal Novitiate
Default cardif pinnacle help needed

i,m trying to find other other cag members that have never received a policy document from cardif pinnacle.PLEASE can you help.please pm me or just post back,i need to prove that it is not just me they have done this to.all further contact would then be through my solicitor.

Last edited by lilal; 10th January 2008 at 13:37. Reason: mis spell of help,added txt
lilal is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 18th January 2008, 11:53   #2 (permalink)
bach
Gold Account Customer
Default Re: cardif pinnacle help needed

Hi, only just noticed you thread, I did a S.A.R - (Subject Access Request) in March 2007 and received a letter back in April 07,

Quote" Unfortunatley I am unable to locate a policy for this customer. I would therefore be gratful if you would return the cheque to the customer as we are unable to allocate their premium to their policy. Should they wish to send us another cheque please ensure they quote their policy number on the reverse. UN quote.

So no Subject Access Request from Cardiff Pinacle and I did put the loan number on the Subject Access Request
and confirmation they could,nt find the policy.

I also Subject Access Request First National / G E Money early 07 and nothing has showed up on any records regarding PPI.

I also had another letter from Mr Peacock (G E Money)
Quote " the insurance company have confirmed that your insurance documentation was sent on 25th November 1999,the documentation would have included all the policy exclusions and should you have any doubt as to whether cover would have been supplied pre exsisting medical condition would have been valid "un quote"

So if Cardiff pinnacle can't find a policy and Mr Peacock (G E) has had it confirmed to him that ther was a policy Porky Pies are being told.

Iv been very busy fighting London Mortgage Company, but next week starting to put a claim through theCourt for First National.

Hope this helps with any proof you may need and good luck

Lynn
bach is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 18th January 2008, 12:06   #3 (permalink)
bach
Gold Account Customer
Default Re: cardif pinnacle help needed

Hi Forgot to say I also S.A.R - (Subject Access Request) The Laon Processing Company on 1th December

Quote " The Loan Processing Company LPC went into administration at the beginning of 2005.
Park Group purchased only the assests and trading name of LPC in March 2005 and NOT the libilities.
The Loan relating to you complaint was provided on 16/11/99 Park Group had no connection with LPC at this time . " un quote"

The plot thickens. More digging around
Lynn
bach is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 18th January 2008, 16:28   #4 (permalink)
lilal
Classic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Oct 2006
Posts: 191
lilal Novitiate
Default Re: cardif pinnacle help needed

thank you .what you have said is ,well to put it lightly fantastic .it,s early days as yet .so what ge did was sell you an additional loan to buy ppi and not actually tell cardif .ge have never given me a date of when the document was issued ,just stated that on inception of the insurance they (cp) would have supplied it, to which we never have had.so it makes me wonder if there ever was a policy bought or that when or if you make a claim then and only then do ge actually inform cardif that there is a policy ge hoping that you don,t claim or that what you claim for is sorry NOT COVERED
lilal is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Reply



Thread Tools


Similar Threads
Thread Thread Starter The Consumer Forums Replies Last Post
cardif pinnacle policy document not provided lilal Payment Protection Insurance (PPI) 22 7th October 2008 11:53
Pinnacle Insurance - Help Needed pinnaclepain Insurance/Assurance Companies 5 10th January 2008 00:43
general form of judgment or order-for tomorrow...hep!! MJack Lloyds Bank 6 9th August 2007 13:42
Hep with Beneficial credit card *won* royboy68 HSBC, FD and HFC successes 14 4th November 2006 09:33
hep needed on claim welshcarp The Nationwide 2 8th October 2006 20:47




Do your Internet search here:

The Consumer Action Group and The Bank Action Group are registered trademarks
Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road, London, NW11 7PE

Search Engine Friendly URLs by vBSEO 3.0.0 RC6 © 2006, Crawlability, Inc.