Currys What ever happens

tinytracey · 3rd July 2007, 14:54

I bought a pc nearly two yrs ago at currys and took out what ever happens insurance for my tower and monitor,in that time ive never needed a repair or replacement and just canceled it was told I wont get a refund and ive been paying just over £7 per month! for nearly two yrs.

PPMAN159 · 3rd July 2007, 15:19

That is the joy of insurance.

It is taken out to cover you in the event of a fault or breakdown and then they will come out and repair or replace.

But if you do not claim and then cancel the policy you will not get a penny back.

xrchris · 3rd July 2007, 16:23

This might sound stupid but what exactly were you expecting back?

tinytracey · 3rd July 2007, 16:40

I was reading the small print something like pro rata refund 45 dasys and after???

xrchris · 3rd July 2007, 16:48

From what i can gather you are paying monthly so in essence you are only paying on a pro rata basis (basically Pay As You Go) so you shouldnt expect any refund.

However if you had paid the full premium annual/biannual payment up front then things would be different.

tinytracey · 3rd July 2007, 16:53

thanks for all the advice,Il know next time not to have what ever happens lol.im pretty good at repairing pcs my self and due to start a course to get qualified proper.

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