insurance direct debit penalty charge is it legal?

spiderman · 23rd June 2007, 01:14

Having been charge £34.00 by my bank for a failed direct debit to my car insurance firm, i have also been charged £25.00 by my car insurance group as well, any advice on this? i know the charge my bank has made is illegal and have already taken steps to resolve this but what about the car insurance charge, can they do this? surely it falls under the same catagory as the bank charge (dispropotunate to actual costs incured) seems all are jumping on this "get rich of the skink little people"

any advice gratefully recieved

cheers
spiderman
p.s i'm away for 2 weeks this sunday so i will read reply when i get home on the 9th july

Happy Holidays for me

dx100uk · 23rd June 2007, 02:49

if you are paying by installments then you have signed a credit agreement.
use the same process for them using the credit card version of the cca letter.

mike

spiderman · 11th September 2007, 11:18

do you have a link for that credit card cca letter you refer to. sorry for the delay been of line for a while
regards
mick

dx100uk · 11th September 2007, 23:31

it will be in the library templates section
see the faq's or step by step instructions
on the home page of CAG.

just be careful about using the words legal/illegal. not so.
unlawful might be better .

dx100uk

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