Consumer Action Group envelope labels
You are part of a community of over 195,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
 Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p
|
Do your Internet search here
Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road
London
NW11 7PE
| | | | Do your Internet search here:-
| | | CAG Announcements
| |
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ.
You will have to register before you can post.
To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Are you a victim of unfair trading?
Check it out
The Consumer Protection from Unfair Trading Regs 2008 Have you been defaulted?
Would you like to clean up your credit file?
Check it out
| | | | | | | HSBC, FD and HFC successes **Existing Successful Claims Only *NO* New Threads Please** - Contact a moderator to move your thread | Welcome to The Consumer Action Group
and
The Bank Action Group
Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund.
You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed.
To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.
Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges. We strongly suggest that you register under a UserID and not your own name |  | | 
17th May 2006, 00:32
|
#1 (permalink)
| | Basic Account Customer |  patch -v- First Direct : ** WON **
Hi All,
Just got my 6 years of statements today. Sent Data Protection Act on 08/04/06.
Works out to £3414.00 in owed charges. I will be posting the Request for repayment of charges tomorrow 17/05/06.
Just to clarify, the 14 days starts 2 days from posting the letter, meaning I would send the LBC on 02/06/06 ?
I hope this hasn’t been answered somewhere ells. I’m new to forums so feel free to help, guide, berate and bully me till I get it right.
Well
Fingers crossed
Last edited by patch; 4th July 2006 at 11:40.
| 
|  | |
17th May 2006, 01:06
|
#5 (permalink)
| | Basic Account Customer | Re: patch v Firstdirect
Just re-read the letter I'm about to send, I'm such a twonk 
of course I should.
Cheers mindbomb | |
| | |
17th May 2006, 01:14
|
#6 (permalink)
| | Basic Account Customer | Re: patch v Firstdirect
No worries.
Don't forget the items on the statements that say 'OD Fee' are for exceeding ur OD limit and 'XS OD Fee' is for every time another payment (DD,SO) bounces.
They are both unfair etc and therefore yours. You cannot claim for OD arrangement fee or similar wording - these are 'services'.
Last edited by Mindbomb; 17th May 2006 at 01:17.
| |
| | |
3rd June 2006, 06:47
|
#15 (permalink)
| | Platinum Account Customer | Re: patch v Firstdirect
Quote: |
Originally Posted by patch Cheers Monkey,
Did yours go as far as filing a court case ? | Yes.
They acknowledged and then settled it about 2 days later. | |
| | |
3rd June 2006, 06:57
|
#16 (permalink)
| | Platinum Account Customer | Re: patch v Firstdirect
Quote: |
Originally Posted by Tuftus Good luck Patch!
We are all behind you! | Post-Count fever?
-------------------------------------
I'm going to be filing my Claim against FD on Friday... after the postman's been. It seems FD like to let the claim go ahead if it's more than £500 - apparently "testing the resolve" of the claimant. You've had the absolute standard replies so far; no doubt you'll have one next from Marcus Grolby telling you some other blah, offering you the Financial Ombudsman's Service, etc etc blah blah...
Just ensure you stick to your timetable and you should be fine. | |
| | |
3rd June 2006, 11:34
|
#17 (permalink)
| | Basic Account Customer | Re: patch v Firstdirect
Quote: |
Originally Posted by StoneLaughter Post-Count fever?
| Nope, I know Patch... | |
| | |
16th June 2006, 19:38
|
#18 (permalink)
| | Basic Account Customer |  Re: patch -v- First Direct
Hi there,
Times up on the LBA.
I'm on the moneyclaim website filling in the form.
I seem to remember some one having a problem with the Organisation's Name!
I have entered First Direct Bank. Should it be First Direct PLC? I can't find the thread that mentioned this
Any help greatly appreciated.
Patch | |
| | |
16th June 2006, 19:53
|
#19 (permalink)
| | Basic Account Customer | Re: patch -v- First Direct
Apologies all round 
Just found the answer in Stonelaughter's thread.
First Direct plc
First Direct plc
40 Wakefield Road
Leeds
LS10 3TP
p.s. trust me on the postcode thing. Honestly. | |
| |
