Consumer Action Group envelope labels
You are part of a community of over 195,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
 Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p
|
Do your Internet search here
Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road
London
NW11 7PE
| | | | Do your Internet search here:-
| | | CAG Announcements
| |
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ.
You will have to register before you can post.
To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Are you a victim of unfair trading?
Check it out
The Consumer Protection from Unfair Trading Regs 2008 Have you been defaulted?
Would you like to clean up your credit file?
Check it out
| | | | | | | HSBC, FD and HFC successes **Existing Successful Claims Only *NO* New Threads Please** - Contact a moderator to move your thread | Welcome to The Consumer Action Group
and
The Bank Action Group
Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund.
You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed.
To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.
Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges. We strongly suggest that you register under a UserID and not your own name |  | | 
1st May 2006, 14:04
|
#1 (permalink)
| | Classic Account Customer |  maisielou -v- First Direct | Settled In Full
Hi
Im new here must say what an excellent site 
I sent a letter to First Direct about my bank charges and was more or less told to s*d off i will now write again giving them 14 days .....and see what happens this time | 
|  | |
1st May 2006, 14:05
|
#2 (permalink)
| | Site Team The Consumer Action Group | Re: First Direct~~~dont want to know~~~
It's funny really - Barclays used to take it to the last second - now they offer half straight away.
First Direct, from what I've read in here  used to give in straight away, now they argue for a bit, then give in.
Funny old game.
__________________ If you feel that we have helped you, or you would like to help keep this web site running so that others can continue to get their money back, please click the donate button at the top of the forum.
Advice & opinions of Dave, The Bank Action Group and The Consumer Action Group are offered informally, without prejudice & without liability.
Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.
------------
Add me as your friend on FaceBook - I need all the friends I can get 
http://www.facebook.com/profile.php?id=577405151
------------
Fed up with being ripped off, or mistakes by companies that cost YOU money?
Register their failures at The Consumer Information Database: http://www.cidb.co.uk
and try the chat room - come and say hello: http://www.cidb.co.uk/chat
| |
| | |
1st May 2006, 15:19
|
#3 (permalink)
| | Classic Account Customer | Re: First Direct~~~dont want to know~~~
I have just had another look at my charges and on the 25th August 05 they charged me £75 excess overdraft fee £30 overdraft fee and 76p interest
£105 76p in one month  .....think im in the wrong job???????? | |
| | |
4th May 2006, 18:53
|
#14 (permalink)
| | Gold Account Customer | Re: First Direct~~~dont want to know~~~
Quote: |
Originally Posted by maisielou Thank you i will do that... ......... but i need to go back a bit further i will give them a few more days then ring again | Don't give them any time... They will use every trick in the book to slow you down in the hope that it becomes too tedious and you will give up. Find the Data Protection Act letter and send that to them by both secure messaging through their site and by snail mail. They MAY charge you up to £10 for it but they certainly didn't charge me anything and they couriered (sp?) them out to me within days.
Don't let them slow you down. They have YOUR money and you want it back as soon as possible. It's currently sitting in their accounts earning them more interest when it should be in your account. 
__________________
If you have found this post (or any other post) useful ensure you click on the scales in the top right of that post to give credit where credit is due.  DO YOU HAVE A WEBSITE AND WANT TO PROVIDE A VALUABLE LINK TO THIS FORUM ? Go to this thread:-http://www.consumeractiongroup.c o.uk/forum/showthread.php?p=52854
As ever, with (I believe most if not) all advice given on this website, I am not qualified to give any advice and you are duly warned that any decisions are your own decisions made on your own account and no liability will be accepted for any advice followed ! Use your own judgment. Seek advice of a qualified, insured, professional if you have any doubts. | |
| | |
5th May 2006, 16:01
|
#17 (permalink)
| | Gold Account Customer | Re: First Direct~~~dont want to know~~~
Quote: |
Originally Posted by maisielou Just received an email from First Direct..re Data Protection Act request.......... they have passed my email to there lending dept??? whats it got to do with them  | If it was me I would reply asking them that exact question...
Did you send them £10 or authorize them to deduct it from your account ?
ATEOTD remember they've still got the same timetable regardless of which department is dealing with it... | |
| | |
5th May 2006, 16:19
|
#19 (permalink)
| | Gold Account Customer | Re: First Direct~~~dont want to know~~~
Quote: |
Originally Posted by maisielou Yes i sent a cheque for £10 last week didnt hear anything so emailed yesterday...as of yet they havent cashed the cheque | So you are fine... It's irrespective which department they send it to... They still have 40 days to comply.
As I said above I would probably ask them why it's gone to the lending department.... Really all you want is the information and then your mo | |
