Consumer Action Group envelope labels
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Let your bank know that you won't give in.
Display one of our labels on your envelopes.
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Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p
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Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road
London
NW11 7PE
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Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ.
You will have to register before you can post.
To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Are you a victim of unfair trading?
Check it out
The Consumer Protection from Unfair Trading Regs 2008 Have you been defaulted?
Would you like to clean up your credit file?
Check it out
| | | | | | | HSBC, FD and HFC successes **Existing Successful Claims Only *NO* New Threads Please** - Contact a moderator to move your thread | Welcome to The Consumer Action Group
and
The Bank Action Group
Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund.
You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed.
To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.
Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges. We strongly suggest that you register under a UserID and not your own name |  | 
11th April 2006, 10:24
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#3 (permalink)
| | Platinum Account Customer |  Re: Won by Default ... What now??
FAQs: http://www.consumeractiongroup.co.uk...read.php?t=243
6. The bank will now do one of four things.
1) Ignore the claim completely - this is their best bet - they can claim incompetence as the reason for not attending court - you win by default after 14 days if they do not enter an acknowledgment of the claim. You will need to apply for a judgment which you should do as soon as the bank's time is up. If they get a defence in before you apply for the judgment, then they gain the right to proceed into court if they want.
__________________
Alecto, Magaera et Tisiphone: Nemesis on Earth is come.
All advice and opinions given by Spiceskull are personal, and are not endorsed by Consumer Action Group or Bank Action Group. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional. | 
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11th April 2006, 13:14
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#6 (permalink)
| | Site Team The Consumer Action Group | Re: Won by Default ... What now??
Under the civil procedures, a letter with a stamp on it should be seen as delivered.
If they have defaulted, then it's up to them to get the default ruling overturned.
Apply for judgment, and the likelyhood is that you will get your money. If not, then send in the baliffs.
__________________ If you feel that we have helped you, or you would like to help keep this web site running so that others can continue to get their money back, please click the donate button at the top of the forum.
Advice & opinions of Dave, The Bank Action Group and The Consumer Action Group are offered informally, without prejudice & without liability.
Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.
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Fed up with being ripped off, or mistakes by companies that cost YOU money?
Register their failures at The Consumer Information Database: http://www.cidb.co.uk
and try the chat room - come and say hello: http://www.cidb.co.uk/chat
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11th April 2006, 13:16
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#8 (permalink)
| | Site Team The Consumer Action Group | Re: Won by Default ... What now??
Exactly the same.
I have only read the on-line version, about 50 words.
Did the Sun mention this site?
__________________ If you feel that we have helped you, or you would like to help keep this web site running so that others can continue to get their money back, please click the donate button at the top of the forum.
Advice & opinions of Dave, The Bank Action Group and The Consumer Action Group are offered informally, without prejudice & without liability.
Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.
------------
Add me as your friend on FaceBook - I need all the friends I can get
http://www.facebook.com/profile.php?id=577405151
------------
Fed up with being ripped off, or mistakes by companies that cost YOU money?
Register their failures at The Consumer Information Database: http://www.cidb.co.uk
and try the chat room - come and say hello: http://www.cidb.co.uk/chat
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Do your Internet search here:
The Consumer Action Group and The Bank Action Group are registered trademarks
Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road,
London,
NW11 7PE
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