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HSBC Bank Meet other HSBC Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded


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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

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Old 17th May 2007, 16:12   #1 (permalink)
querkyone
Basic Account Customer
Default Complicated - Charges caused a Mortgage Default

All,

Looking for some words to pen to a letter.
I have an ongoing 'battle' with HSBC for charges etc, now this is at a late stage and just got an offer (rejected). Ideally I want a full offer and also an admission that if they had not taken charges over the last x years, then my mortgage default (now ok) from approx 2 years ago would not have happened.

Can anyone think of a way of asking post-charge 'win' for them to write a letter stating this to my mortgage providor so as to have the mortgage default removed from my credit file with experian etc........???

Thanks in advance

Querky
__________________
Initial Letter 23/12/06
LBA 14/01/07
MCOL 1/3/07
Acknowledged 3/3/07
Defended 27/03/07
Transferred 3/4/07
Stay Ordered 27th April
Stay Set Aside 14th May
COURT DATE 5th JUNE 2007

Waiting on offer just under £5K
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Old 17th May 2007, 17:34   #2 (permalink)
querkyone
Basic Account Customer
Default Re: Complicated - Charges caused a Mortgage Default

Bump
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Old 18th May 2007, 09:11   #3 (permalink)
querkyone
Basic Account Customer
Default Re: Complicated - Charges caused a Mortgage Default

Can some one offer a few words of advice please?
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Old 18th May 2007, 09:19   #4 (permalink)
lateralus
Platinum Account Customer
 
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Default Re: Complicated - Charges caused a Mortgage Default

a few words...................

well, try here for a little start:default removal

on the blue strip line - above starting with user cp on the left - search is half way across - i put in mortgage default and came up with this one - it's a start - see where you go from there, querky. good luck

ok, querky - check this out:Legalities
it's chock full of info on defaults.

Last edited by lateralus; 18th May 2007 at 09:24.
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