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Go Back   The Consumer Forums > The Consumer Forums
The Bank Action Group - against unlawful bank charges
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HSBC Bank Meet other HSBC Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded


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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

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Old 30th May 2006, 13:25   #1 (permalink)
richard.durnford
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: May 2006
Posts: 4
richard.durnford Novitiate
Default Paid in FULL

Hi all,

About three weeks ago i went through the process of trying to claim back my charges over the last six years. I'm 22 years old so these charges were going back to when i started work at 16 to the present. Today i recieved a letter offering the full amount to the sum of £1275.00. I am glad that this is now over and wish everyone else who goes through this the very best of luck. It is worth it.

Thanks,
Richard
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Old 30th May 2006, 13:43   #2 (permalink)
MrT
Basic Account Customer
Default Re: Paid in FULL

Glad to hear it!

Just out of interest, what stage did you actually get to in your dealings with HSBC? Im currently about to post my LBA and wondering if they'll actually be daft enough go to court (kinda hope so!)

Mr T
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Old 30th May 2006, 15:15   #3 (permalink)
richard.durnford
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: May 2006
Posts: 4
richard.durnford Novitiate
Default Re: Paid in FULL

i just sent in one of the letters from another forum with all my bank details and the amount. This was the first reply, so instant success.
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Old 30th May 2006, 16:12   #4 (permalink)
Bookworm
Platinum Account Customer
 
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Default Re: Paid in FULL

Very well done to you!

Please don't forget to fill in the survey here:

http://www.consumeractiongroup.co.uk/survey.php

to encourage others.

And a donation to keep the site alive would be greatly appreciated! :

https://www.paypal.com/cgi-bin/webscr

Congratulations again. Have fun with your money.
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Old 17th July 2006, 19:15   #5 (permalink)
richard.durnford
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Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: May 2006
Posts: 4
richard.durnford Novitiate
Default Re: Paid in FULL

hi all,
i'm now moving onto my HSBC credit card and was wondering if anyone can give me an answer to this question. CAN I CLAIM BACK THE INTEREST CHARGED ON THE CREDIT CARD TOTAL AMOUNT OVER THE ENTIRE TERM OR IS THIS NON-RECLAIMABLE?

thanks,
Richard
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Old 17th July 2006, 19:22   #6 (permalink)
judi3
Basic Account Customer
Default Re: Paid in FULL

which bank ?
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Old 17th July 2006, 20:48   #7 (permalink)
generalmonkey
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Posts: 10
generalmonkey Novitiate
Default Re: Paid in FULL

Hi Richard, any chance you could let us know the address you sent this off to, and the template of the letter?
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Old 17th July 2006, 21:17   #8 (permalink)
richard.durnford
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Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: May 2006
Posts: 4
richard.durnford Novitiate
Default Re: Paid in FULL

it's just a hsbc credit mastercard.

I sent the letter to hsbc in canada square, london
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