consumer forums consumerforums Total Bank Charges Returned : £16595128 to 9717 people. The Consumer Forums  
Bank Charges Refunds Survey | 'Buddy' System | Get an email address | Site Map | Registration Problems | FAQ
CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit Small Claims Court Guide
**New Edition**
CallBurner - Skype
CallRecorder Review
Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki

N.B. Please note - due to postage costs these products are only available in the U.K.



Consumer Action Group envelope labels
You are part of a community of over 195,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p





Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.


Reclaim the Right!


Sue your bank as often as you like with one Lawpack!!

With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
(England & Wales only)

CAG Forum Users Price £11.99
(click image to buy)
Plus £1 P&P



Reclaim the Right!


New Edition
Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland
Read BF's Review Here




Stand up to Telephone Harassment

If you use Skype -
Record your phone calls with CallBurner
It's Hot!

Click below to download your
14 day trial copy
CallBurner
Skype CallRecorder download


Read the
Explanation and review here
£31.96 - includes 20% CAG discount
(normally £39.95)

We've managed to negotiate a discount for CAG Users on DIY 'Willpacks'


Click on the image to purchase a Wills kit - £12.99 + £1.00 pp

Remember...you can't take your reclaimed bank charges with you ;-)



Do your Internet search here



Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road London NW11 7PE
Do your Internet search here:-

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Are you a victim of unfair trading?
Check it out
The Consumer Protection from Unfair Trading Regs 2008
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
 
Bank Action Group Debt Action Group
 

Go Back   The Consumer Forums > The Consumer Forums
The Bank Action Group - against unlawful bank charges
> HSBC Bank

HSBC Bank Meet other HSBC Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

Reply
 
LinkBack Thread Tools
Old 1st May 2007, 22:22   #1 (permalink)
frogford
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Mar 2007
Posts: 107
frogford Novitiate
Default frogford vs HSBC

Have registered the claim. cheers to Lucid for the help.

Am a little nervous now ! I've got my letter to send off to The County Court tomorrow. Do I need to send another letter to the bank with the updated spreadsheet with the 8% interest showing ?
frogford is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 1st May 2007, 22:35   #2 (permalink)
lateralus
Platinum Account Customer
 
lateralus's Avatar
Default Re: frogford vs HSBC

not to the bank - now that you have filed your claim - you will be dealing with dg solicitors exclusively.
so, when the notice of acknowledgment arrives (after the notice of issue),
then you send them a breakdown with a reference to your claim number.
dg addy will be on page 2 where they tick the box "intend to defend in full"...
lateralus is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 1st May 2007, 22:36   #3 (permalink)
frogford
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Mar 2007
Posts: 107
frogford Novitiate
Default Re: frogford vs HSBC

Cheers Lateralus. So I have a while to wait then. I hate waiting ! The buggers, why cant they just pay up !
frogford is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 1st May 2007, 22:39   #4 (permalink)
lateralus
Platinum Account Customer
 
lateralus's Avatar
Default Re: frogford vs HSBC

from your mouth to god's ears!
lateralus is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 2nd May 2007, 03:20   #5 (permalink)
pinkduchess
Platinum Account Customer
 
pinkduchess's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Feb 2007
Posts: 4,968
pinkduchess Authoritativepinkduchess Authoritativepinkduchess Authoritativepinkduchess Authoritativepinkduchess Authoritativepinkduchess Authoritativepinkduchess Authoritativepinkduchess Authoritativepinkduchess Authoritative
Default Re: frogford vs HSBC

patience is a virtue
pinkduchess is online now  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 4th May 2007, 20:04   #6 (permalink)
frogford
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Mar 2007
Posts: 107
frogford Novitiate
Default Re: frogford vs HSBC

I have just checked the MCOL website and it has been issued as of 2nd May 07. Is it now a 28 day waiting game to see if they are going to defend it ?
frogford is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 4th May 2007, 20:31   #7 (permalink)
oyster11
Basic Account Customer
 
oyster11's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jan 2007
Posts: 137
oyster11 Novitiate
Default Re: frogford vs HSBC

Frog,

They will right at the last min, don't worry thought you wont have long to wait after that. it's a time then they delay paying you for as long as the can.

Sit back Relax take in some threads. have a look and see if anyone is at the same stage as you. and buddy them. Be active on the site it will help you in the long run..

Oyster

If i've been helpful in any way....then tip my scales over there!

MCOL Filed 26th Feb 07
Defended 26th March 07
PRT @ Cambridge 13th July 07
Start of May Full Offer
oyster11 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 4th May 2007, 20:40   #8 (permalink)
harejon
Basic Account Customer
 
harejon's Avatar
Default Re: frogford vs HSBC

Hi frogford,

my claim was issued yesterday so we're pretty much in the same place.

see here:

http://www.consumeractiongroup.c o.uk/forum/hsbc-bank/81141-harejon-hsbc.html
harejon is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 4th May 2007, 20:51   #9 (permalink)
frogford
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Mar 2007
Posts: 107
frogford Novitiate
Default Re: frogford vs HSBC

Hiya Hare,

This is the wifes account. I have to MCOL my account on tuesday. I have known about this reclaioming for about 9 months and always thought that I would be the one that goes to court. After all the whistleblower malarky about Barclays I thought I'd take the plunge and reclaim all our accounts. Now I've done the MCOL I'm getting jittery as no doubt others do/did. I'm reading through as much as I can to know what happens next and time scales etc. There loads of reading and its gonna take me yonks !
__________________
Barclays saving account - 25th May 07 - Accepted £490, Finally Paid up 1st June 2007 !!!
Barclays Current Account - Stayed (buggers !)
Wife's HSBC current Account - Court Date for Removal of stay 24th October 2007...Really Really Really nervous now !!

Frogford vs HSBC :
http://www.consumeractiongroup.co.uk...ford-hsbc.html
Frogford vs Barclays :
http://www.consumeractiongroup.co.uk...-barclays.html
frogford is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 4th May 2007, 20:52   #10 (permalink)
frogford
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Mar 2007
Posts: 107
frogford Novitiate
Default Re: frogford vs HSBC

Harejon, your link doesnt work ?
frogford is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 4th May 2007, 21:03   #11 (permalink)
frogford
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Mar 2007
Posts: 107
frogford Novitiate
Default Re: frogford vs HSBC

Harejon,

Ive just been reading yourclaim post. Im a little confused. I have sent the county court a copy of the spreadsheet and the obligatory covering letter as it says to but on your post people are saying to send something to DG ? whos DG and what do I need to send them ?

Im worried Ive messed up now
frogford is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 4th May 2007, 21:09   #12 (permalink)
oyster11
Basic Account Customer
 
oyster11's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jan 2007
Posts: 137
oyster11 Novitiate
Default Re: frogford vs HSBC

Send them a copy of your claim basically the same as what you sent to the court.

Don't worry the court probably sent them a copy just bang one over to DG lets them see your are on the ball and not to be messed with

Oyster

If i've been helpful in any way....then tip my scales over there!

MCOL Filed 26th Feb 07
Defended 26th March 07
PRT @ Cambridge 13th July 07
Start of May Full Offer
oyster11 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 4th May 2007, 21:16   #13 (permalink)
frogford
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Mar 2007
Posts: 107
frogford Novitiate
Default Re: frogford vs HSBC

but who are DG ?
frogford is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 4th May 2007, 21:17   #14 (permalink)
frogford
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Mar 2007
Posts: 107
frogford Novitiate
Default Re: frogford vs HSBC

and why on earth does my siggy only get displayed once ? very strange
frogford is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 4th May 2007, 21:20   #15 (permalink)
oyster11
Basic Account Customer
 
oyster11's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jan 2007
Posts: 137
oyster11 Novitiate
Default Re: frogford vs HSBC

Here you go:
you will find DG in there



****HSBC Contact Information ****


They are the solicitor's who will be acting for HSBC nothing to worry about their details will also be on the letters you get back from the court.
If i've been helpful in any way....then tip my scales over there!

MCOL Filed 26th Feb 07
Defended 26th March 07
PRT @ Cambridge 13th July 07
Start of May Full Offer










oyster11 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 4th May 2007, 21:26   #16 (permalink)
harejon
Basic Account Customer
 
harejon's Avatar
Default Re: frogford vs HSBC

Quote:
Originally Posted by frogford View Post
Harejon, your link doesnt work ?
weird, I've no idea why. the link in my details works and it's the same.
harejon is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 4th May 2007, 21:32   #17 (permalink)
harejon
Basic Account Customer
 
harejon's Avatar
Default Re: frogford vs HSBC

Quote:
Originally Posted by frogford View Post
Harejon,

Ive just been reading yourclaim post. Im a little confused. I have sent the county court a copy of the spreadsheet and the obligatory covering letter as it says to but on your post people are saying to send something to DG ? whos DG and what do I need to send them ?

Im worried Ive messed up now
DG are HSBC's in house solicitors (you'll be dealing with them from now on), you don't need to send anything to them until they've acknowledged your claim. You'll know this as you'll recieve something in the post saying so, their address will be on the 2nd page apparently. I'll see if I can confirm this on some other threads.
harejon is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 4th May 2007, 21:54   #18 (permalink)
harejon
Basic Account Customer
 
harejon's Avatar
Default Re: frogford vs HSBC

here's the point where you are in the guide:

Guide To Reclaiming Bank Charges - April 2008 - draft

have you read this? for some reason I really struggle to find it on here. I'm going to bookmark it now whilst I remember.

for some reason that link doesn't work either, copy and paste this into your browser:

Guide To Reclaiming Bank Charges - April 2008 - draft

Last edited by harejon; 4th May 2007 at 21:59. Reason: dodgy links...
harejon is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 4th May 2007, 21:59   #19 (permalink)
harejon
Basic Account Customer