Expert needed for advice on offer! Hi,
I really need some advice on this -story so far is as follows.
Total charges were £1071 on Jan 30th when I sent my LBA. I received a letter saying they'd look into it. Nothing further happened so YESTERDAY
(1st March) I went into court and filed my claim against them, this time for £1265 as I had since been charged another £50, and I also added on the statutory interest bringing it up to the new total.
Today I received a letter dated 28th Feb saying "you've asked for £1071, We are offering you £918".
WHAT DO I DO? I am £600 overdrawn and could really do with the money, but....
1. I feel a bit cheated cos the amount has since risen and they are responding (understandably,since I only submitted the new amount of £1265 yesterday) to the old sum of £1071, so I'd like them to have a chance to respond to the new figure
2. I have a feeling that if i carried on and held out a few weeks, they'd offer the full amount - basically I want to know if people think I am practically guaranteed to get the full amount. Of course I understand that it is not actually guaranteed until the money is in my hands.
All opinions gratefully received!
Thanks,
Ant |