Consumer Action Group envelope labels
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Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road
London
NW11 7PE
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| | | | | | | HSBC Bank Meet other HSBC Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded | Welcome to The Consumer Action Group
and
The Bank Action Group
Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund.
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To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.
Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges. We strongly suggest that you register under a UserID and not your own name |  | 
13th February 2007, 17:03
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#2 (permalink)
| | Site Team |  Re: Putting 2 claims together on MCOL
Yes you can combine the claims. You will struggle to fit the words on MCOL. As an aside I do not like MCOL, much easier to file the traditional way, i.e. using the N1 form in the post, you can use as many words as you like and attach your schedule of charges with the N1.
Does the £4,490 include interest? You just need to be mindful of the potential for allocation to the Fast Track (and the related costs exposure) if your claim is >£5K.
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If I have been helpful please click on my scales and add a comment. | 
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13th February 2007, 17:06
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#3 (permalink)
| | Site Team | Re: Putting 2 claims together on MCOL
Quote:
Originally Posted by richmulch  Hi im just in the process of filling the MCOL as the time is up for HSBC and only had usual Colin Langdale letter saying they are looking into it etc... Im just wondering as i have made two claims with them separtley to date one for personnal and the other is for a joint account. When it comes to MCOl can i put the two claims together total £4490 as it will mean having to pay out just one fee then!!!!!
Any help appreciated!
Succesful claims
NatWest settled 1st letter £4678
Barclays £336 2nd letter
Monumnet LBA sent 12-02-07 | Ok you can combine them as long as you are the sole signatory on the joint account.
__________________ I am not a legal expert my advice is given without prejudice and is purely my opinion only. If you are in doubt please seek professional advice. | |
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13th February 2007, 17:21
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#4 (permalink)
| | Basic Account Customer | Re: Putting 2 claims together on MCOL
Quote:
Originally Posted by livelylad Ok you can combine them as long as you are the sole signatory on the joint account. | I am not the sole signatory my ex partner still has access to the account however any money paid to her has been done and i havent been able to close it until i get these charges back should i just leave that claim out then>? | |
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13th February 2007, 19:13
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#6 (permalink)
| | Basic Account Customer | Re: Putting 2 claims together on MCOL
Quote:
Originally Posted by lateralus i think livelylad means as long as only one signature is required but i'm sure he will tell me if i'm wrong. (otherwise why would it be joint?)
don't discount the idea until we get this clarified.
and also, i believe claims just over the 5K limit have been put in the small claims track | Thats what i thought yes only one signature is required on the account, the claim is for £4200 and with interest maybe a little over £5k but as long as it is nelwo £5K before interest i think i should be fine?
Wish theyd have settled as quick as NatWest 12 days £4.5k
Cheers | |
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13th February 2007, 21:36
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#7 (permalink)
| | Site Team | Re: Putting 2 claims together on MCOL
sorry I did not explain it correctly, as long as you are a signatory on the account then you can combine them, sorry for any confusion.
__________________ I am not a legal expert my advice is given without prejudice and is purely my opinion only. If you are in doubt please seek professional advice. | |
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NW11 7PE
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