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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
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Old 5th February 2007, 02:15   #1 (permalink)
daz24
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Default bank letter for business

hi
was wondering is the letter to request a copy of business bank charges different to that of personal banking letter. and what exactly makes applying for business bank charge process different

also i had a lloyds tsb trust card visa. which was terminted about 2 years ago but now i am paying back to a debt company can i still claim charges from this.

also had an old business bank accoun, which was closed in 2004, can i also claim these charges.

some times its hard to find the exact answers in the forum, sorry if these quests already asked
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Old 5th February 2007, 02:22   #2 (permalink)
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Default Re: bank letter for business

Hi there and good luck.

Sample letter to your bank - business version
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Old 5th February 2007, 02:30   #3 (permalink)
Rooster-UK
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Default Re: bank letter for business

Hi Daz.

For more info on claiming from business accounts click on thr following link....

IMPORTANT Things You REALLY Need To Know - Updated to reflect the OFT court judgment

You should find relevant information there.

-----------------------------------------------------------------------

TSB Trust Card.....yes you can claim.

----------------------------------------------------------------------

Old business account.....yes you can claim.

----------------------------------------------------------------------

In all cases you can claim back up to six years from the date that the claim is issued by the court.

You cannot mix personal and business accounts in one claim..... they must be claimed seperately.

Good luck.
Regards, Rooster.
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Old 5th February 2007, 02:38   #4 (permalink)
daz24
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Default Re: bank letter for business

hi
i take it this is the first letter to send for a business bank charge claim, to which i am only put in all forms of charges and no interest charges.
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Old 5th February 2007, 02:53   #5 (permalink)
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Default Re: bank letter for business

Yes that is correct, if it is to obtain your statements then use this

1. Data Protection Act, Subject Access Request letter - List of charges
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Old 5th February 2007, 05:06   #6 (permalink)
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Default Re: bank letter for business

Be sure to check which charges are acceptable in the case of the business claim as there are certain charges that are legitimate. which bank are you claiming busines charges from ?
Also were you ever encouraged to take any loans out to repay any charges ?
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Advice offered by MARTIN3030 is without predjudice and is for your judgement as to whether to take it.
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Old 6th February 2007, 18:28   #7 (permalink)
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Default Re: bank letter for business

the bank i am with is hsbc. the other bank is barclays bank. but my main charger is hsbc. and yes they have offered me a loan but not taken it as yet, why? what difference does it then make.
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Old 6th February 2007, 22:15   #8 (permalink)
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Default Re: bank letter for business

Well if the loan was taken to say cover charges or an overdraft that was made up of mostly charges.
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