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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
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Old 17th April 2006, 16:16   #1 (permalink)
RodC
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RodC Novitiate
Smile Where to send my second letter (LBA)?

Hi all,

I have received a reply (dated 11 April) to the request for repayment letter I sent (on 10 April) to HSBC on behalf of my wife.

I addressed the letter to Customer Services, 365 Chartwell Square, Southend-on-Sea, Essex - the address on the credit card statement. They have given the stock answer that they consider their charges 'fair and reasonable', and if I 'wish to escalate' my complaint (most definitely!) to write to their Customer Relations Dept., enclosing a copy of their letter.

My question is this, the address they give is at 8 Canada Square, London, E14, not the address I sent the request letter to. So, do I keep to the original timeframe and send the LBA letter at the expiry of the 14 days from the 10th (i.e. send it on the 24th) or do I have to send another request for repayment letter to Canada Square and start from the beginning.

Hope this makes sense!

Your help would be much appreciated.

This is just one of seven accounts I am pursuing -the total I am looking to claim back being £3315!
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Old 17th April 2006, 18:06   #2 (permalink)
alanfromderby
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Default Re: Where to send my second letter (LBA)?

They have rejected your first letter - go straight to the LBA, and I would send it to the same place you sent the first...afterall they did reply promptly!

Don't let them knock you off your timetable.
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Old 17th April 2006, 19:16   #3 (permalink)
RodC
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Default Re: Where to send my second letter (LBA)?

Thanks for the advice Alan, I will send the LBA tomorrow to the same place as the first.
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Old 17th April 2006, 20:01   #4 (permalink)
ukdickie31
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Default Re: Where to send my second letter (LBA)?

Prepare yourself for a 2nd fob off letter after a few days.

Make sure that you have a parachute account open... you may need it if threatened with account closure.

Make sure you are willing to go the next step (ie Moneyclaim) when you get the fob off letter.

Good luck
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