D Major vs HSBC

[majbate]

Hello first time posting, ok have had my statments and worked out my charges for the last 6 years, just over 1,000 so very pleased.

My next step is to send off my preliminary request for repayment letter which i will do so tomorrow 13th ( friday the 13th spooky)

Have a question i am sending it to:
Colin Langdale
Senior Service Quality Officer
Arlington Business Centre,
Milshaw Park Lane,
Leeds
Ls11 Opp


Do i send recorded delivery?

[Kazzy77]

i would send recorded yes. they have a habit of pretending they dont recieve what we send this way u know when they r fibbing!

whatever they say tho, keep to your timetable. they will stall any way theu can so stay firm and give them hell

good luck

[majbate]

Many thank's really hope that this works's out for the best

[majbate]

ok letter sent today rec delivery we shall see if they meet my 14 day dead line, i some how think not but.............you neverknow

Will keep you posted on progress

[majbate]

ok need some help here i sent my preliminary request for repayment letter on the 13th october it's not the 26 do i send my L.B.A letter now or does it have to be 14 working day's please let me know as i wish to send it now if i have to???

[majbate]

Also if someone could please read my LBA just to make sure i have done it ok.

[xxxxxxxxx]



Colin Langdale
Senior Service Quality Officer
Arlington Business Centre,
Milshaw Park Lane,
Leeds
Ls11 Opp


LETTER BEFORE ACTION

Dear Colin Langdale

ACCOUNT NUMBER: xxxxxxxxx


I am very disappointed that you have failed to respond to my letter of the 13th October 2006.
I now understand that the regime of 'fees' which you have been applying to my account in relation to direct debit refusals, exceeding overdraft limits and so forth are unlawful at Common Law, Statute and recent Consumer regulations.

I would draw your attention to the terms of the contract which you agreed to at the time that I opened my account. It is an implied term of that contract that you would conduct yourselves lawfully and in a manner which complies with UK law.

I am frankly shocked that you have operated my account in this way as I had always reposed confidence in your integrity and expertise as my fiduciary.

I calculate that you have taken £1,049.59 I am enclosing a copy of the schedule of the charges which I am claiming. I have already sent you a copy of this in my original letter of the 13th October 2006.


I require repayment in full of this money and. If you do not comply fully within 14 days then I shall begin a claim against you for the full amount plus interest plus my costs and without further notice.




Yours faithfully,

[Dani]

Did you send it on the 13th? or would they have received it then?

If you sent it on the 13th then they have another 2 days and you should send the next one on Saturday.

If they received on 13th then you should send tomorrow.

[majbate]

yes i sent on the 13th so i will wait till sat, but i dont hold out much hope of reciving anything from them.

[majbate]

Also do i include my 8% intrest in my LBA letter or not?

[Dani]

No, you only add the 8% on when you go to court.

[majbate]

Ok thank you very much. Has anyone ever been to court with HSBC?

[Dani]

Not that I know of no.

They normally cave in after Moneyclaim in my experience!!!

[majbate]

Well lets hope so would hate be be one of the first to go to court(just my luck!!)