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Go Back   The Consumer Forums > The Consumer Forums
The Bank Action Group - against unlawful bank charges
 > HSBC Bank
Reload this Page Posted my letter yesterday

HSBC Bank Meet other HSBC Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded


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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
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Old 6th April 2006, 21:35   #1 (permalink)
vix
Basic Account Customer
 
Watch out, there are Claims Touts about!

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Join Date: Apr 2006
Posts: 4
vix Novitiate
Default Posted my letter yesterday
Hi, just wanted to say that I posted my letter yesterday, claiming £490 in charges from the last year. I haven't claimed for debit interest and all these charges are purely overdraft fees. (mainly overdrawn because the bank carried on taking my mortgage for 3 months without me knowing about it :/).

Will keep you all posted, I presume I should just persevere and hopefully I should get somewhere. I also have another bank account up and running in case they get nasty.

Hopefully I wil get good news anyway
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Old 6th April 2006, 21:44   #2 (permalink)
Janet-M
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Watch out, there are Claims Touts about!

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Janet-M AuthoritativeJanet-M AuthoritativeJanet-M AuthoritativeJanet-M AuthoritativeJanet-M AuthoritativeJanet-M AuthoritativeJanet-M AuthoritativeJanet-M AuthoritativeJanet-M Authoritative
Default Re: Posted my letter yesterday
WELCOME and yes please keep us posted on your progress.
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Old 18th April 2006, 22:38   #3 (permalink)
vix
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vix Novitiate
Default Re: Posted my letter yesterday
Well its 14 days tomorrow, and I haven't heard a peep

I sent it to the Canada square address as my account holding branch is a tiny room in a supermarket and I don't think it is open very often.

Should I resend the first letter to my account holding branch, or just carry on with the next letter now?
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Old 18th April 2006, 22:39   #4 (permalink)
Lueeze
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Default Re: Posted my letter yesterday
Carry on with the LBA letter I think...not your fault if they dont respond

Good Luck
 
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Old 22nd April 2006, 11:05   #5 (permalink)
vix
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Default Re: Posted my letter yesterday
Ooh, in the nick of time, I have a reply. They have offered me £275 with the standard letter.

I shall be sending the LBA then :o
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Old 27th April 2006, 16:02   #6 (permalink)
vix
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Watch out, there are Claims Touts about!

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Posts: 4
vix Novitiate
Default Re: Posted my letter yesterday
They replied much quicker this time and basically told me to go away.

Says the bank does not agree that the charges are unlawful, accepts that the letter will not provide the response I hoped for, but trusts he has been able to clarify the banks position.

I sent the second letter in the templates file so shall I now just go ahead and wait for the 14 days to be up, then file the moneyclaim thing? Or can I do the moneyclaim thing now?

Also, has anyone actually been to court and lost a claim?? I have read the FAQs and accept I might have to go to court, but how certain is it that I will win?

THanks for any advice
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