Consumer Action Group envelope labels
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Sheet of 20 self-adhesive envelope labels
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Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road
London
NW11 7PE
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Welcome Guest
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There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ.
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To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
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Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide Have you been defaulted?
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Check it out
Are you a victim of unfair trading?
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The Consumer Protection from Unfair Trading Regs 2008 Have you been defaulted?
Would you like to clean up your credit file?
Check it out
| | | | | | | HSBC Bank Meet other HSBC Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded | Welcome to The Consumer Action Group
and
The Bank Action Group
Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund.
You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed.
To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.
Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges. We strongly suggest that you register under a UserID and not your own name |  | 
13th March 2006, 17:37
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#1 (permalink)
| | Basic Account Customer |  What are my options?
I sent HSBC a prelim letter with the charges by FAX. And the deadline of 14 days has now been reached (it was faxed on the evening of the 1st).
Should I give them 1 more day considering the fax was sent in the evening?
Or what should I do now? I don't really want to take them to court - I thought this would have worked  | 
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13th March 2006, 17:38
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#2 (permalink)
| | Administrator The Consumer Action Group |
The option is yours.
No amount of begging or pleading will get your money back.
Banks think they are above the law - if you are not prepared to go to court, then I'm afraid that you have little chance of getting your money back.
__________________
<font face=arial size=1>Advice & opinions of Dave and The Bank Action Group are offered informally, without prejudice & without liability.</font>
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13th March 2006, 17:40
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#3 (permalink)
| | Basic Account Customer |
Ok, but will they pay up if I take them to court? I don't want to spend however much for nothing
How do I take them to court? | |
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13th March 2006, 17:42
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#4 (permalink)
| | Platinum Account Customer |
It is your decision. They don't roll over and give up at the first letter. They hope that if they don't respond you'll give up and go away quietly.
You must make up your mind as to whether you want your money back or not. If you do follow your timetable and keep the pressure up. | |
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13th March 2006, 17:44
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#5 (permalink)
| | Basic Account Customer |
Oh pleeeease doo read the FAQ's Dannster, you've bveen here a while now and i know there is a lot going on here what with 6500 members n all that!! ...but really! you really should know how to ' take them to court' sorry..... but come on..... take a look around you know the script | |
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13th March 2006, 17:46
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#6 (permalink)
| | Basic Account Customer |
Ok I definatly want my money back...I haven't gone on TV and made a fool out of myself for nothing!!
I rang them a few days ago and the lady on the phone said that they won't be refunding them and I could do what I liked. She also said charges are a "deterent"...which apparently you guys have been waiting to hear?
I've had the tape forwarded to my local branch for me to go listen to...
What would you advise me to do next? | |
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13th March 2006, 17:48
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#7 (permalink)
| | Site Team The Consumer Action Group |
I tend to agree with gomadnomad. You've got 41 posts which is quite alot for this forum. haven't you read anything during this time?
__________________
Please don't pm me about specific questions unless you have posted and it has not been dealt with or unless the matter is confidential.
Please include a link to the post you want me to look at. If you have received a defence, contact me.
Advice & opinions of BankFodder, The Consumer Action Group and The Bank Action Group are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any doubts. | |
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13th March 2006, 17:48
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#8 (permalink)
| | Platinum Account Customer |
Follow the step by step guide.
Look forward to the tape. Thanks | |
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13th March 2006, 19:57
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#9 (permalink)
| | Administrator The Consumer Action Group |
Only do it if you want to - the choice is yours.
I personally would relish in it if a bank ever actually decided to take a case to court - for others it would be a daunting experience (although this is more to do with the TV depiction of court rooms than anything in reality  ).
Dannster - PM me where you live and if you are close and it does come to court - I will take the day off of work and come with you.
__________________
<font face=arial size=1>Advice & opinions of Dave and The Bank Action Group are offered informally, without prejudice & without liability.</font>
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13th March 2006, 20:09
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#10 (permalink)
| | Basic Account Customer |
Oooooh cool!! 
I live in London...SW3 - I've PM'ed you asking for help (as always!)
You must be getting so sick of me bugging you lol But it is so much appreciated!! | |
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13th March 2006, 20:11
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#11 (permalink)
| | Basic Account Customer |
Ah, and HSBC have forwarded that tape to my local branch of the conversation I had with a lady who said bank charges/penalties are a "deterant"...somethin g apparently people say is important??
The branch is going to ring me when they receive it so I can go listen to it...Anyone want to join me? | |
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13th March 2006, 20:12
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#12 (permalink)
| | Site Team The Consumer Action Group |
Please can you post in the appropriate forum using a single thread. I am moving this thread and locking it.
It is becoming a bit of a nuisance.
__________________
Please don't pm me about specific questions unless you have posted and it has not been dealt with or unless the matter is confidential.
Please include a link to the post you want me to look at. If you have received a defence, contact me.
Advice & opinions of BankFodder, The Consumer Action Group and The Bank Action Group are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any doubts. | |
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13th March 2006, 20:13
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#13 (permalink)
| | Administrator The Consumer Action Group |
Are they not letting you have a copy?
If so could you rip it to mp3 and send me a copy?
__________________
<font face=arial size=1>Advice & opinions of Dave and The Bank Action Group are offered informally, without prejudice & without liability.</font>
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