consumer forums consumerforums Total Bank Charges Returned : £16595128 to 9717 people. The Consumer Forums  
Bank Charges Refunds Survey | 'Buddy' System | Get an email address | Site Map | Registration Problems | FAQ
CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit Small Claims Court Guide
**New Edition**
CallBurner - Skype
CallRecorder Review
Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki

N.B. Please note - due to postage costs these products are only available in the U.K.



Consumer Action Group envelope labels
You are part of a community of over 195,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p





Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.


Reclaim the Right!


Sue your bank as often as you like with one Lawpack!!

With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
(England & Wales only)

CAG Forum Users Price £11.99
(click image to buy)
Plus £1 P&P



Reclaim the Right!


New Edition
Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland
Read BF's Review Here




Stand up to Telephone Harassment

If you use Skype -
Record your phone calls with CallBurner
It's Hot!

Click below to download your
14 day trial copy
CallBurner
Skype CallRecorder download


Read the
Explanation and review here
£31.96 - includes 20% CAG discount
(normally £39.95)

We've managed to negotiate a discount for CAG Users on DIY 'Willpacks'


Click on the image to purchase a Wills kit - £12.99 + £1.00 pp

Remember...you can't take your reclaimed bank charges with you ;-)



Do your Internet search here



Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road London NW11 7PE
Do your Internet search here:-

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Are you a victim of unfair trading?
Check it out
The Consumer Protection from Unfair Trading Regs 2008
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
 
Bank Action Group Debt Action Group
 

Go Back   The Consumer Forums > The Consumer Forums
The Consumer Action Group
> Holiday companies


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

Reply
 
LinkBack Thread Tools
Old 12th February 2008, 13:28   #1 (permalink)
laidbackfreak
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Feb 2008
Posts: 8
laidbackfreak Novitiate
Default how much ?? if anything ?**WON IN COURT**

ok guys n gals, im in the process of trying to claim some kind of refund & compensation from a holiday company and just need to see what my next options are, the situation so far is :-

i booked a holiday in sept last year for swmbo birthday... found the holiday online booked for the period i wanted.. (sat - sat)

(now this was a last minute booking and as such we had to collect the tickets at the airport)

all the emails and paperwork came through with the correct details on... dates time etc...

however when we arrived at the airport the tickets were returning a day early... this is where the problem lies...

i would NEVER have booked this with these dates as swmbo birthday was the friday... so we wanted to be on holiday for this day specifically..

got told at the airport they couldnt do anything and would have to call the office upon arrival... due to it being a sat when we arrived we were told we'd have to call back on the monday...

various phone calls later and despite being told firstly there were no flights on the original return date.. they did say if a cancellation came up we would be informed ((for a flight that doesnt exist ?! ) as it happens we already new the flight DID exists as it was a scheduled flight)

so far we have written to them and had very little response from them... so we wrote again and this time got abta involved... to which holiday company did reply.. and offered us 10% on any other holidays we wanted to book with them ?! (like why would i use them again ! )

so we disputed that and have now been offered a 10% discount plus a cheque for 79quid (this works out at the one day we lost)
however we have had 6 months of wrangling since then, not to say anything about the incurred costs while we were there... phone calls... arranging flight to airport and stress of not knowing when we were to go home....

if we now start court proceedings... how do we quantify this claim ? or are we wasting our time ??
we cheekily stated that we wanted 75% of the original cost of the holiday and are now trying to claim 500quid compensation, I'm basing that figure on costs incurred while there and subsequent time spent trying to resolve this, is this a realistic figure??
any advice or words or wisdom greatly appreciated...
laidbackfreak is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 12th February 2008, 17:48   #2 (permalink)
Loubychew
Basic Account Customer
 
Loubychew's Avatar
Default Re: how much ?? if anything ?

Hi laidbackfreak,

This may be a daft question, but could you post the exact flight timings so that we can see them? From the itinerary you received by e-mail. Times leaving UK, landing in resort and vice versa?

I ask because I have seen this before. At the company I work for, we use a local airline. We have a flight from Ireland that arrives in resort early on a Saturday morning but flies back on a Friday evening, landing back in Ireland on a Saturday. In effect giving only a 6 night holiday as the outbound flight is overnight.
__________________
Loubychew

I am not a travel lawyer. All info is based on my own experience of working in the travel industry in resort.
Loubychew is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 12th February 2008, 21:47   #3 (permalink)
laidbackfreak
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Feb 2008
Posts: 8
laidbackfreak Novitiate
Default Re: how much ?? if anything ?

flight details in writing and email state the following :-
departs sat sep 8th 2007 08:45
arrives 14:45

departs sat sep15th 2007 22:40
arrives sun sep16th 2007 00:55


the tickets at the airport stated the return leg
departs fri sep14th 2007 22:40
arrives sat sep15th 2007 00:55
laidbackfreak is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 14th February 2008, 22:16   #4 (permalink)
10110001
Gold Account Customer
Default Re: how much ?? if anything ?

Its not supplied according to contract. With your original confirmation and travel documents ask for a compensation for the curtailment of your holiday of £500 according to a fixed deadline and go from there.

If no positive reponse, file a claim in the small claims track.
10110001 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 14th February 2008, 22:40   #5 (permalink)
Loubychew
Basic Account Customer
 
Loubychew's Avatar
Default Re: how much ?? if anything ?

I have to agree with 10110001. You did not get the holiday you booked and paid for.

In normal circumstances, when you book enough in advance to have your tickets sent to you at home, you have the opportunity to check them over for any errors (as TO's usually advise you to do). As this was not possible you are relying on them to get it right.

Certainly keep at this. They have made a massive error and by offereing you 10% and the 79 quid they are as good as saying you are right and are hoping that this will be enough to make you happy. Send the cheque back, whatever you do - don't bank it. Its all over if you do.
Loubychew is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 15th February 2008, 10:51   #6 (permalink)
laidbackfreak
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Feb 2008
Posts: 8
laidbackfreak Novitiate
Default Re: how much ?? if anything ?

thanks guys pretty much what we were thinking but always nice to get some reassurance

Lou thanks for the advice re cheque we were literally discuusing that this morning...

so looks like a recorded letter is next step to inform them we intend to proceed with court action unless full settlement is reached ...

In our last letter we asked for 75% of the cost of holiday plus an additional 500 compensation... so a total of jsut over 900 quid....

should we reduce this now to 500 ? or procede with our original amount ?

havent looked fully at the small claims side of things yet, so forgive me if this is already covered elsewhere...

can we state for exaample... claim X amount or another deemed more suitable by the court ?? does this make things any easier ??"
laidbackfreak is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 15th February 2008, 11:16   #7 (permalink)
10110001
Gold Account Customer
Default Re: how much ?? if anything ?

This is what I would do considering you have already asked for £900 in writing.

Send LBA asking for £900. Offer a gesture of goodwill and tell them you will accept £500 to close the claim as final without further action if paid in full within 14 days being February 29, 2008. Otherwise for the avoidance of doubt, you will automatically file at court a claim for £900 plus costs.

See also Making a Small Claim and Money Claim Online, and the summary of the small claims procedure.
10110001 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 15th February 2008, 11:23   #8 (permalink)
laidbackfreak
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Feb 2008
Posts: 8
laidbackfreak Novitiate
Default Re: how much ?? if anything ?

cheers guys will follow thos guides and let you know how i get on
laidbackfreak is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 24th May 2008, 11:45   #9 (permalink)
laidbackfreak
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Feb 2008
Posts: 8
laidbackfreak Novitiate
Default Re: how much ?? if anything ?

hi guys, ok to update you of my current status, after no further response,
i eventually issued them with a online court claim and yesterday the 14 day period for them to respond to the courts expired, leaving me with the option to start judgement...

today I have recieved a letter from the company offering me 400quid without prejudice..

so do i take the offer ? or press the button to start judegment ??
laidbackfreak is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 25th May 2008, 23:07   #10 (permalink)
nicolee2931
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Apr 2007
Posts: 131
nicolee2931 Novitiate
Default Re: how much ?? if anything ?

Me personally I would go for judgement, they seem to not want the court to know an offer had been made for 400.00 quid hence the without prejudice statement. Looks like they have been caught out fair and square and they know it. Push forward get the judgement and if they don´t ask for an appeal or set aside send the bailiffs in .
nicolee2931 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 17th June 2008, 23:21   #11 (permalink)
laidbackfreak
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Feb 2008
Posts: 8
laidbackfreak Novitiate
Default Re: how much ?? if anything ?

well we pressed the button....
and got a rejection.....
they have submitted in a partial admmision and disputed the amounts owed...
there defence is poor imo but there now claiming to have told us xyz... most of it twisted and are claiming to owe us only 200quid... and have mentioned that they have made previous offers including the last one of 400quid....
so looks like we have to present our case to court....
anyone got any tips ??
laidbackfreak is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 28th November 2008, 13:03   #12 (permalink)
laidbackfreak
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Feb 2008
Posts: 8
laidbackfreak Novitiate
Default Re: how much ?? if anything ?

well finally had my day in court this week, cant believe it took so long !?
the first court date was re-scheduled for some reasons and then last week I got a letter asking for copies of the paperwork as they had lost them !

Anyways got to court and the company director was presenting there deffence...

We ended up with payout of 470. the company director was VERY p'd off about it and even asked the judge for a word afterwards (off the record) and the judge flatly refuesed

At the end of the day I'm not bothered about the cash (even tho its a nice bonus before xmas) but it was nice to get the judgement and see the guy who as far as I'm concerned who couldve stopped it all if they had responded in a prompt manner

So cheers to tho's on here who offered support n advice.... it was certainly a learning experience and if it ever happens again I will be better prepared.
laidbackfreak is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 28th November 2008, 13:29   #13 (permalink)
Loubychew
Basic Account Customer
 
Loubychew's Avatar
Default Re: how much ?? if anything ?

Well done you! Good result.
Loubychew is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 2nd December 2008, 02:02   #14 (permalink)
slick132
Site Team
 
slick132's Avatar
Default Re: how much ?? if anything ?

Hi LBF,

Congratulations on your result in court.

Title changed to **WON**
__________________
Link 1. Reclaim charges guide - http://www.consumeractiongroup.c o.uk/forum/faqs-please-read-these/25457-guide-reclaiming-bank-charges.html
Link 2. Court Bundle Guide - http://www.consumeractiongroup.c o.uk/forum/hsbc-bank/97447-court-bundles-dummies.html?highlight=co urt+bundle+for+dummies
Link 3. OFT Debt Coll'n Guide - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/oft664.pdf
Link 4. Consumer Health Forums - http://www.consumerhealthforums. com/

Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.

If I've been helpful, please click my scales.
slick132 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 2nd December 2008, 08:29   #15 (permalink)
laidbackfreak
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Feb 2008
Posts: 8
laidbackfreak Novitiate
Default Re: how much ?? if anything ?

Quote:
Originally Posted by slick132 View Post
Hi LBF,

Congratulations on your result in court.

Title changed to **WON**
Oh yes... well remembered lol
laidbackfreak is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Reply



Thread Tools


Similar Threads
Thread Thread Starter The Consumer Forums Replies Last Post
Court date on 12th Feb -stay lifted - *WON IN COURT* linz2011 Yorkshire and Clydesdale Bank successes 31 29th August 2008 17:50
County Court Summons - Amex**WON IN COURT** Padders DCA Legal Successes 62 6th August 2008 11:49
Now At The Point Of Taking Cap One To Court ***WON***WON***WON*** DOBBYDOG Other Institutions Successes 68 14th July 2008 18:19
Court Case Today - **WON IN COURT POST OFT** barney.bradshaw Barclays, BCard and Woolwich successes 51 12th September 2007 17:10
Notice to pay from county court***WON IN COURT*** sio1979 LloydsTSB Successes 64 24th August 2007 14:54




Do your Internet search here:

The Consumer Action Group and The Bank Action Group are registered trademarks
Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road, London, NW11 7PE

Search Engine Friendly URLs by vBSEO 3.0.0 RC6 © 2006, Crawlability, Inc.