consumer forums consumerforums Total Bank Charges Returned : £16595128 to 9717 people. The Consumer Forums  
Bank Charges Refunds Survey | Bank Charges Survey Results | 'Buddy' System | Get an email address | Site Map | Registration Problems | FAQ


CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit Small Claims Court Guide CallBurner - Skype
CallRecorder Review
Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here.


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki

N.B. Please note - due to postage costs these products are only available in the U.K.



Consumer Action Group envelope labels
You are part of a community of over 185,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p





Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.


Reclaim the Right!


Sue your bank as often as you like with one Lawpack!!

With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
(England & Wales only)

CAG Forum Users Price £11.99
(click image to buy)
Plus £1 P&P



Reclaim the Right!


Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland
Read BF's Review Here




Stand up to Telephone Harassment

If you use Skype -
Record your phone calls with CallBurner
It's Hot!

Click below to download your
14 day trial copy
CallBurner
Skype CallRecorder download


Read the
Explanation and review here
£31.96 - includes 20% CAG discount
(normally £39.95)

We've managed to negotiate a discount for CAG Users on DIY 'Willpacks'


Click on the image to purchase a Wills kit - £12.99 + £1.00 pp

Remember...you can't take your reclaimed bank charges with you ;-)



Do your Internet search here



Your Internet search-box

Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road London NW11 7PE
Do your Internet search here:-

Your Internet searchbox




Come and chat with us here (NB: External site NOT affiliated with CAG)

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Are you a victim of unfair trading?
Check it out
The Consumer Protection from Unfair Trading Regs 2008
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
 
Bank Action Group Debt Action Group
 

Go Back   The Consumer Forums > The Consumer Forums
The Consumer Action Group
> Holiday companies


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

Reply
 
LinkBack Thread Tools
Old 9th November 2007, 22:43   #1 (permalink)
dhw1977
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Oct 2007
Posts: 3
dhw1977 Novitiate
Default BMI Baby flight cancellation

BMI baby recently e mailed me saying they had cancelled my flight and had rebooked me on on alternative flight later that day. The alternative flight is no good to me as it arrives too late, so I have rebooked myself on a different airline.

BMI baby terms and conditions clearly state that in the event of a flight cancellation, I am entitled "at my option" to either an "alternative flight", "rerouting" or a refund.

I spent a good 15 minutes on hold to their 0871 customer services number to be told that this constitutes a schedule change, not a cancellation, and therefore they will not refund my ticket. I asked to speak to a supervisor. This was denied and I was told to write to customer services.

I did so, including copies of all e mails and copies of the relevant terms and conditions.

I have had a reply citing a separate term, which states that "The flight times shown in timetables may change between the date of publication and the date you actually travel. We do not guarantee them to you and they do not form part of your contract with us". Once again they are refusing to refund the fare.

They are out of order on several points:-
  • They have already admitted to me in an e mail that this change to my reservation constitutes a flight cancellation and rebooking, not a schedule change
  • The flight they moved me to later in the day has a different flight number, so I don't understand how they can claim this a simply a schedule change
  • The EU regulations, whilst not allowing compensation in this case because they have given sufficient notice, do state that in the event of flight cancellation a refund must be offered
I made all of these points in my letter to them and they have all been completely ignored.

I am very cheesed off and tempted to submit a claim through Money Claim Online for the airfare and for time and expenses in writing letters and making phone calls to expensive 0871 numbers.

Would this be wise to do at this stage, or would the court expect me to have tried to pursue the airline further first?

What amount would be legitimate to claim for administration expenses etc?

Would there be any value in writing to the Air Transport Users Council? (My feeling is not because they cannot force the airline to pay up)


Any thoughts on this?
dhw1977 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 10th November 2007, 09:18   #2 (permalink)
MARTIN3030
Site Team
 
MARTIN3030's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: May 2006
Posts: 9,944
MARTIN3030 AuthoritativeMARTIN3030 AuthoritativeMARTIN3030 AuthoritativeMARTIN3030 AuthoritativeMARTIN3030 AuthoritativeMARTIN3030 AuthoritativeMARTIN3030 AuthoritativeMARTIN3030 AuthoritativeMARTIN3030 Authoritative
Default Re: BMI Baby flight cancellation

Welcome to the site.
Yes you are right to suggest that a court would at first expect you to have tried to resolve your issues with BMI and that you were reasonably satisfied that they were not entertaining your claim.
I would send them a letter before action giving them all the information you have which supports your case for a full refund.
Send it recorded delivery to their registered offices keeping a copy of the letter and proof of delivery slip.
Give them 14 days to respond positively.
You can mention that you will also be filing a complaint with the OFT and FOS.
Airlines and travel agencies have been investigated quite frequently in the past and you may find some of their findings from archive material on both FOS and OFT websites.
Remember though that once litigation has started in the courts by you,the FOS will be reluctant to act on your behalf,rather leaving it to the courts.
Insofar as claims for expenses go,it is reasonable to claim those expenses which you can show you incurred..in the case of the phone calls,a highlighted list from a phone bill will suffice.You can add to this the cost of postage stationary etc.In the case of wasted costs applications for bank reclaims 9.25 an hour has been considered reasonable I see no reason why you cannot ask for this.
Another point worth mentioning and one that airlines fail to mention is that you are entitled automatically to apply for the tax back that you paid for the flight in any event.
Keep us posted on your progress and feel free to ask if you need further info.

BMI are members of Star Alliance since 2000.
I am pm ing you a link to some forums you may find something on.
__________________
Halifax ; First and easiest of the lot.
Royal Bank Scot; 1 done 1 stayed
Telewest Broadband.......Won ..after 2 bounced cheques and them running out of time.
Barclays Business;.1 won Round 2 limitation hearing.
Citi Cards.Stayed;Stay lifted -hearing Oct.
Default removals;Rbs stayed
Virgin media; Claim filed
Vanquis;Looking for the hidden charges !
Some classic threads to read to get info;
RBS;BigCol45 v RBoS hes done it and ***WON *** a legend
http://www.consumeractiongroup.co.uk...tml#post610424 Natty v HSBC great reading for all HSBC claimers.
NatWest;Bandit v NatWest - The Full Story And Finally**WON** It was gripping !
Halifax;ocharged v halifax ***SETTLED IN FULL***
Barclays;Nightstar V Barclays ***Nightstar WON****
Abbey;Teebum V Abbey 400 posts !
Citi;Watch this space
RECLAIM THE RIGHT .....TELL YOUR FREINDS

DONATIONS HELP US TO HELP YOU
However large or small all go to ensuring that the site can continue in its fight for consumers.You can make a donation by paypal here;http://www.consumeractiongroup.c o.uk/donate.html

Cag official meet-Nottingham 4th.October 2008.All welcome.



Advice offered by MARTIN3030 is without predjudice and is for your judgement as to whether to take it.
You should seek the assistance or hire of a solicitor or other paid professional if in doubt ie; Cobbett Ltd.

Last edited by MARTIN3030; 10th November 2007 at 09:33.
MARTIN3030 is online now  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 12th November 2007, 13:07   #3 (permalink)
dhw1977
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Oct 2007
Posts: 3
dhw1977 Novitiate
Default Re: BMI Baby flight cancellation

Thanks for the helpful advice.

I had planned to claim £20 from them for time and administration. This is what they charge in administration for any ticket changes, so it seems a reasonable sum to ask for.

They haven't even offered to refund the taxes, even though, as you say, I am entitled to a refund of those in any event.
dhw1977 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 12th November 2007, 15:06   #4 (permalink)
MARTIN3030
Site Team
 
MARTIN3030's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: May 2006
Posts: 9,944
MARTIN3030 AuthoritativeMARTIN3030 AuthoritativeMARTIN3030 AuthoritativeMARTIN3030 AuthoritativeMARTIN3030 AuthoritativeMARTIN3030 AuthoritativeMARTIN3030 AuthoritativeMARTIN3030 AuthoritativeMARTIN3030 Authoritative
Default Re: BMI Baby flight cancellation

Dont forget they are running a business so will have tax advantages in that they will be offsetting some of their costs.
You however have no such advantage.
So regardless of THEIR charges work out your own and claim whatever is justified in your own costs.
__________________
Halifax ; First and easiest of the lot.
Royal Bank Scot; 1 done 1 stayed
Telewest Broadband.......Won ..after 2 bounced cheques and them running out of time.
Barclays Business;.1 won Round 2 limitation hearing.
Citi Cards.Stayed;Stay lifted -hearing Oct.
Default removals;Rbs stayed
Virgin media; Claim filed
Vanquis;Looking for the hidden charges !
Some classic threads to read to get info;
RBS;BigCol45 v RBoS hes done it and ***WON *** a legend
http://www.consumeractiongroup.co.uk...tml#post610424 Natty v HSBC great reading for all HSBC claimers.
NatWest;Bandit v NatWest - The Full Story And Finally**WON** It was gripping !
Halifax;ocharged v halifax ***SETTLED IN FULL***
Barclays;Nightstar V Barclays ***Nightstar WON****
Abbey;Teebum V Abbey 400 posts !
Citi;Watch this space
RECLAIM THE RIGHT .....TELL YOUR FREINDS

DONATIONS HELP US TO HELP YOU
However large or small all go to ensuring that the site can continue in its fight for consumers.You can make a donation by paypal here;http://www.consumeractiongroup.c o.uk/donate.html

Cag official meet-Nottingham 4th.October 2008.All welcome.



Advice offered by MARTIN3030 is without predjudice and is for your judgement as to whether to take it.
You should seek the assistance or hire of a solicitor or other paid professional if in doubt ie; Cobbett Ltd.
MARTIN3030 is online now  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 20th November 2007, 10:43   #5 (permalink)
jazzhands
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Nov 2007
Posts: 4
jazzhands Novitiate
Default Re: BMI Baby flight cancellation

Hi, this is my first post and I found this site after being frustrated by BMI Babay rescheduling my flight. Sounds like my experiences are very much the same as yours dhw1977.

Effectively BMI have rescheduled by 5 hours so that I arrive in Geneva at 20:30 instead of the 15:20 that I orginally booked. Add on 2-3 hour transfer to resort then it will be 23:00 at best when we arrive at the resort. Not the end of the world but we have 7 young children in our party so I don't think it is fair on them.

I am therefore trying to cancel the flight altogether. I have read the T&C's on BMI web site and can only find this:

9.1 SCHEDULES
9.1.1 The flight times shown in timetables may change between the date of publication and the date you actually travel. We do not guarantee them to you and they do not form part of your contract with us.
9.1.2 Before we accept your booking, we will notify you of the scheduled flight time in effect as of that time, and it will be shown on your Ticket. It is possible we may need to change the scheduled flight time subsequent to issuance of your Ticket. If you provide us with contact information, we will endeavour to notify you of any such changes. If, after you purchase your Ticket, we make a significant change to the scheduled flight time, which is not acceptable to you, and we are unable to book you on an alternate flight which is acceptable to you, you will be entitled to a refund in accordance with Article 10.2.

Not withstanding 9.1.1, do you think I have a right under 9.1.2 to ask for a refund?
I can see the debate becoming what constitutes 'significant' - is there a legal defintion of this?

Many thanks.
jazzhands is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 20th November 2007, 13:30   #6 (permalink)
dhw1977
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Oct 2007
Posts: 3
dhw1977 Novitiate
Default Re: BMI Baby flight cancellation

You are right to draw attention to the definition of the word "significant". Nowhere in their terms and conditions do they define the word. I'm not aware of any legal definition of the word in this context. Other more knowledgeable members of the forum may be able to comment on that. However to my mind a 5 hour change is extremely significant and therefore section 9.1.2 should apply.

As you allude to, sections 9.1.1 and 9.1.2 are incompatible with each other. If the schedules really are not part of your contract with them then section 9.1.2 is redundant. Having read all their terms and conditions, they seem to be deliberately vague, wooly and contradictory.

I find it hard to believe that section 9.1.1 would stand up in court - how could the schedule for a flight not be part of your contract with the airline? Again, perhaps someone more knowledgeable could comment.

The other important thing for you to check is whether the flight number has changed. If so, then they have cancelled your original flight and you are in the same position as me. In my case, they are pretending that my flight cancellation actually represents a schedule change, and they say that a change of about 3 hours is not "significant". Interestingly they told me over the phone that if the flight had been changed by more than 5 hours they would have refunded it.
dhw1977 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 20th November 2007, 22:57   #7 (permalink)
Douglas52
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Aug 2007
Posts: 100
Douglas52 InformativeDouglas52 Informative
Default Re: BMI Baby flight cancellation

Hi. Your case probably comes under EC regulation 261/2004.
If you look here
http://www.caa.co.uk/default.aspx?ca...90&pageid=6480

and the at the memorandum of understanding here
http://www.caa.co.uk/docs/148/DBC%20...ary%202005.pdf
you will see that the AUC IS responsible for handling complaints if your complaint to the airline is not handled satisfactorarily.

The full EU text is here
http://eur-lex.europa.eu/LexUriServ/...en00010007.pdf

After that its probably off to the small claims court as suggested but you will have to prove they cancelled the flight.
__________________
written entirely without prejudice to my whole rights and pleas in law and may not be founded upon in any proceedings.
Douglas52 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 10th July 2008, 15:10   #8 (permalink)
mikeymo
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jul 2008
Posts: 1
mikeymo Novitiate
Default Re: BMI Baby flight cancellation

I have recently had a problem with BmiBaby and I am looking for some advice.

The details are as follows.

At eleven o'clock on Sunday 22nd of June this year I was informed by a representative of Baby BMI that the four return flights that I had booked and paid for in January, to go to Knock Co Mayo Ireland due to fly out at 6.20pm that day, were cancelled.Seven and a half hours notice.

I was told there was a possibility of a flight on Thursday 26th of June.
This was of no use to me whatsoever, this was the day we were due to fly back. The Thursday flight was the next scheduled flight, the only way we were getting seats on that flight was if there were seats available.

So the situation was that nothing was done to get me and my party there any sooner than Thursday and even Thursday had a question mark over it.

On looking at their website I was very,very surprised and perturbed to find that I had to apply, to get a refund.

Baby BMI had my bank details they cancelled the flight the money paid by me should have been paid back into my account why should I have to apply to
my own money back, I was and still am, livid !!

I also had put up a deposit for accommodation at a hotel in Westport, I had deposit on a hire car, I had spent money on other incidentals for the trip.

I also had personal hardship the and annoyance of loosing out on a very well planned holiday this was to be a very special occasion I had arranged to meet up with many relatives I had never met before and I feel very, very badly let down.

I also had the annoyance of the time consuming paper chase of finding out how to claim, then claiming and now how to complain and complaining.

The customer service has been appalling and I want compensated
.

I have applyied for the cost of the flights by writing as advised.
I want to claim for rembursement of my lost deposit for the hotel and hire car and also for the time and bother that I have endured.
How do I stand legaly and is there a time lapse on me making a claim.

Should I wait until they have answered on the refund of the cost of the flights or should I claim right away and who should I contact.
best regards, Mikeymo
mikeymo is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 10th July 2008, 18:23   #9 (permalink)
Conniff
Platinum Account Customer
 
Conniff's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Mar 2007
Posts: 2,606
Conniff Highly informativeConniff Highly informativeConniff Highly informativeConniff Highly informativeConniff Highly informativeConniff Highly informative
Default Re: BMI Baby flight cancellation

There can be no doubt that you will get your flight refund, and yes you must claim for the lost deposits as well and don't forget the 6 months interest.

To refer to an earlier post - significant.

The dictionary meaning is - 'Having a great effect on or being of great concern'.

I believe that all the above are of 'great concern'.
Conniff is online now  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 11th July 2008, 11:02   #10 (permalink)
jazzhands
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Nov 2007
Posts: 4
jazzhands Novitiate
Default Re: BMI Baby flight cancellation

It may also be worth checking what cover you have under any travel insurance policies you hold. They may offer advice on how to tackle your claim with BMI if it means them not having to settle a claim from you.
jazzhands is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Reply



Thread Tools


Similar Threads
Thread Thread Starter The Consumer Forums Replies Last Post
Refund for flight cancellation life in the old dog Holiday companies 25 20th January 2008 12:02
Flight changes forced cancellation of entire holiday. Lovepeaceguru Holiday companies 5 11th April 2007 12:53
Refund for flight cancellation life in the old dog Welcome to the Consumer Forums 1 6th April 2007 15:58
Air France - non refund of flight cancellation mcvey123 Holiday companies 7 15th March 2007 16:25
Flight cancellation (terrorist Heathrow closure) dotdash Holiday companies 1 21st February 2007 04:59




Do your Internet search here:
UK Web Image



The Consumer Action Group and The Bank Action Group are registered trademarks
Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road, London, NW11 7PE

Search Engine Friendly URLs by vBSEO 3.0.0 RC6 © 2006, Crawlability, Inc.