Consumer Action Group envelope labels
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Sheet of 20 self-adhesive envelope labels
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Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road
London
NW11 7PE
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There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ.
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To start viewing messages, select the forum that you want to visit from the selection below.
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Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide Have you been defaulted?
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The Consumer Protection from Unfair Trading Regs 2008 Have you been defaulted?
Would you like to clean up your credit file?
Check it out
| | | | | | Welcome to The Consumer Action Group
and
The Bank Action Group
Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund.
You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed.
To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.
Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges. We strongly suggest that you register under a UserID and not your own name |  | 
7th June 2006, 02:44
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#2 (permalink)
| | Site Team |  Re: Loan Account
Do you kno what these 'admin charges' are for? Is there any other info given?
The reason I ask is because there might be some charge for dealing with the default in there, and we don't want to confuse the issue. In all likelyhood, it will be 'late or missed payment' type charges, but we could do with knowing for sure...
__________________ .. . Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.
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10th June 2006, 14:18
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#3 (permalink)
| | Basic Account Customer | Re: Loan Account
Quote: |
Originally Posted by jonni2bad Do you kno what these 'admin charges' are for? Is there any other info given?
The reason I ask is because there might be some charge for dealing with the default in there, and we don't want to confuse the issue. In all likelyhood, it will be 'late or missed payment' type charges, but we could do with knowing for sure... | Yes, from what the bank clerk told me the charges were for late/missed payments. | |
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10th June 2006, 14:30
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#4 (permalink)
| | Site Team | Re: Loan Account
In that case they are certainly reclaimable.
__________________ .. . Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.
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11th June 2006, 23:57
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#5 (permalink)
| | Basic Account Customer | Re: Loan Account
Quote: |
Originally Posted by jonni2bad In that case they are certainly reclaimable. | But do I attempt to reclaim these administration costs after I've paid the loan or request that these costs be removed frrom my account? | |
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12th June 2006, 00:15
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#6 (permalink)
| | Site Team | Re: Loan Account
I think you should claim them now.
If, at any future point, you are awarded these back, then you will probably find that they will be credited to the account in question, if the loan is still running at that time that is.
If, at that time, the loan has been repaid, they will issue a cheque.
__________________ .. . Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.
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Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road,
London,
NW11 7PE
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